Est. Earnings (1yr)
$39,010
Est. from FL median (18 programs)
Est. Median Debt
$32,652
Est. from FL median (6 programs)

Analysis

An associate degree in business from a theological seminary raises immediate questions about market positioning, and the estimated debt load amplifies those concerns. While similar Florida programs suggest first-year earnings around $39,000—slightly above the national median—the projected $32,652 in debt is more than double what business administration graduates typically carry nationwide. That 0.84 debt-to-earnings ratio means nearly a full year's salary going toward loans, a burden that community colleges in Florida often avoid entirely while producing comparable or better outcomes.

The comparison with peer programs is stark. Broward College and St. Petersburg College—both public institutions—report actual earnings exceeding $47,000 for their business graduates, with presumably far lower debt loads given their community college pricing. Even without exact figures for South Florida Bible College, the pattern suggests students might be paying private tuition for outcomes that Florida's public system delivers more efficiently.

For parents considering this program, the theological seminary context matters: if your child needs a Christian educational environment and this specific community, understand you're likely paying a premium for that mission alignment. But if the goal is simply an affordable business credential with strong career prospects, Florida's public colleges offer a clearer path with less financial risk and proven results.

Where South Florida Bible College and Theological Seminary Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Florida

Business Administration, Management and Operations associates's programs at peer institutions in Florida (59 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
South Florida Bible College and Theological SeminaryDeerfield Beach$7,380$39,010*—$32,652*—
Embry-Riddle Aeronautical University-Daytona BeachDaytona Beach$42,304$74,402*$63,527$20,063*0.27
Embry-Riddle Aeronautical University-WorldwideDaytona Beach$11,665$74,402*$63,527$20,063*0.27
Broward CollegeFort Lauderdale$2,830$50,374*$40,582$12,500*0.25
St Petersburg CollegeSt. Petersburg$2,682$47,669*$42,956$24,618*0.52
Saint Leo UniversitySaint Leo$28,360$45,820*$43,383$34,300*0.75
National Median—$33,977*—$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South Florida Bible College and Theological Seminary, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in FL. Actual outcomes may vary.