Business Administration, Management and Operations at South Florida Bible College and Theological Seminary
Associate's Degree
sfbc.eduAnalysis
An associate degree in business from a theological seminary raises immediate questions about market positioning, and the estimated debt load amplifies those concerns. While similar Florida programs suggest first-year earnings around $39,000—slightly above the national median—the projected $32,652 in debt is more than double what business administration graduates typically carry nationwide. That 0.84 debt-to-earnings ratio means nearly a full year's salary going toward loans, a burden that community colleges in Florida often avoid entirely while producing comparable or better outcomes.
The comparison with peer programs is stark. Broward College and St. Petersburg College—both public institutions—report actual earnings exceeding $47,000 for their business graduates, with presumably far lower debt loads given their community college pricing. Even without exact figures for South Florida Bible College, the pattern suggests students might be paying private tuition for outcomes that Florida's public system delivers more efficiently.
For parents considering this program, the theological seminary context matters: if your child needs a Christian educational environment and this specific community, understand you're likely paying a premium for that mission alignment. But if the goal is simply an affordable business credential with strong career prospects, Florida's public colleges offer a clearer path with less financial risk and proven results.
Where South Florida Bible College and Theological Seminary Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in Florida
Business Administration, Management and Operations associates's programs at peer institutions in Florida (59 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,380 | $39,010* | — | $32,652* | — | |
| $42,304 | $74,402* | $63,527 | $20,063* | 0.27 | |
| $11,665 | $74,402* | $63,527 | $20,063* | 0.27 | |
| $2,830 | $50,374* | $40,582 | $12,500* | 0.25 | |
| $2,682 | $47,669* | $42,956 | $24,618* | 0.52 | |
| $28,360 | $45,820* | $43,383 | $34,300* | 0.75 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Florida Bible College and Theological Seminary, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in FL. Actual outcomes may vary.