Median Earnings (1yr)
$28,684
27th percentile (60th in SC)
Median Debt
$54,702
115% above national median
Debt-to-Earnings
1.91
Elevated
Sample Size
90
Adequate data

Analysis

South University-Columbia's psychology program charges more than double the debt load typical for this field—$54,702 versus a national median of $25,500—while producing earnings that trail most psychology programs nationally. Starting at $28,684, graduates earn below the national median but actually perform reasonably well within South Carolina, landing at the 60th percentile statewide. The 29% earnings growth to $36,910 by year four is encouraging, but that upward trajectory doesn't change the fundamental math: you're taking on twice the debt for middle-of-the-pack outcomes.

The student body here is 58% Pell-eligible, meaning many families are already facing financial constraints. Borrowing nearly $55,000 for a psychology bachelor's—a field where median earnings across the country are only $31,482—creates serious financial pressure. Within South Carolina, programs at Charleston Southern and Wofford produce $6,000-7,000 higher starting salaries with typically far less debt. Even Clemson, a larger public institution, shows stronger earnings potential.

For families considering this program, the question is stark: can you justify the premium debt burden for earnings that, while growing, remain modest even after four years? Unless your student plans immediate graduate school (where the bachelor's is just a stepping stone) or has substantial non-loan funding, this represents a challenging financial starting point for a psychology career.

Where South University-Columbia Stands

Earnings vs. debt across all psychology bachelors's programs nationally

South University-ColumbiaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Columbia graduates compare to all programs nationally

South University-Columbia graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Columbia$28,684$36,910$54,7021.91
Charleston Southern University$35,364$37,652$27,0000.76
Wofford College$34,429—$25,7630.75
North Greenville University$34,044$32,086$23,2500.68
Clemson University$32,146$46,792$22,6870.71
University of South Carolina Aiken$31,121$38,907$27,0000.87
National Median$31,482—$25,5000.81

Other Psychology Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Charleston Southern University
Charleston
$31,030$35,364$27,000
Wofford College
Spartanburg
$54,100$34,429$25,763
North Greenville University
Tigerville
$24,650$34,044$23,250
Clemson University
Clemson
$15,554$32,146$22,687
University of South Carolina Aiken
Aiken
$10,760$31,121$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Columbia, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.