Median Earnings (1yr)
$28,684
27th percentile
60th percentile in South Carolina
Median Debt
$54,702
115% above national median

Analysis

South University-Columbia's psychology program charges more than double the debt load typical for this field—$54,702 versus a national median of $25,500—while producing earnings that trail most psychology programs nationally. Starting at $28,684, graduates earn below the national median but actually perform reasonably well within South Carolina, landing at the 60th percentile statewide. The 29% earnings growth to $36,910 by year four is encouraging, but that upward trajectory doesn't change the fundamental math: you're taking on twice the debt for middle-of-the-pack outcomes.

The student body here is 58% Pell-eligible, meaning many families are already facing financial constraints. Borrowing nearly $55,000 for a psychology bachelor's—a field where median earnings across the country are only $31,482—creates serious financial pressure. Within South Carolina, programs at Charleston Southern and Wofford produce $6,000-7,000 higher starting salaries with typically far less debt. Even Clemson, a larger public institution, shows stronger earnings potential.

For families considering this program, the question is stark: can you justify the premium debt burden for earnings that, while growing, remain modest even after four years? Unless your student plans immediate graduate school (where the bachelor's is just a stepping stone) or has substantial non-loan funding, this represents a challenging financial starting point for a psychology career.

Where South University-Columbia Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How South University-Columbia graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
South University-Columbia$28,684$36,910+29%
Clemson University$32,146$46,792+46%
College of Charleston$29,339$43,319+48%
University of South Carolina Beaufort$25,523$42,239+65%
Presbyterian College$23,510$42,022+79%

Compare to Similar Programs in South Carolina

Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-ColumbiaColumbia$18,238$28,684$36,910$54,7021.91
Charleston Southern UniversityCharleston$31,030$35,364$37,652$27,0000.76
Wofford CollegeSpartanburg$54,100$34,429$25,7630.75
North Greenville UniversityTigerville$24,650$34,044$32,086$23,2500.68
Clemson UniversityClemson$15,554$32,146$46,792$22,6870.71
University of South Carolina AikenAiken$10,760$31,121$38,907$27,0000.87
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Columbia, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.