Median Earnings (1yr)
$43,773
41st percentile (60th in AL)
Median Debt
$55,162
112% above national median
Debt-to-Earnings
1.26
Elevated
Sample Size
177
Adequate data

Analysis

South University-Montgomery graduates earn about $4,000 less than the national median for business management programs, but they're actually performing solidly within Alabama—ranking in the 60th percentile among state programs. The bigger issue here is debt. At $55,162, these students are borrowing more than double what their peers at other Alabama schools typically take on (state median: $29,563). That creates a 1.26 debt-to-earnings ratio that puts immediate financial pressure on graduates, who will likely face monthly payments near $600.

The program serves a predominantly low-income population (70% receive Pell grants) and delivers stable, if modest, earnings growth—reaching $48,439 by year four. However, when you compare this to Auburn ($56,948) or even Athens State ($49,436) with presumably lower debt loads, the value calculation becomes harder to justify. The earnings trajectory isn't the problem; the price tag is. For a business degree that leads to middle-management positions, entering the workforce with this much debt significantly limits your child's financial flexibility in their twenties.

If your student is considering this program, the key question is whether they can access more affordable alternatives. Community college transfer pathways or state universities would deliver similar career outcomes without the debt burden that makes this investment risky, even with steady employment prospects in Alabama's business sector.

Where South University-Montgomery Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

South University-MontgomeryOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Montgomery graduates compare to all programs nationally

South University-Montgomery graduates earn $44k, placing them in the 41th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Business Administration, Management and Operations bachelors's programs at peer institutions in Alabama (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Montgomery$43,773$48,439$55,1621.26
Columbia Southern University$58,468$57,593$31,2840.54
Auburn University$56,948$66,560$22,2500.39
Herzing University-Birmingham$52,469$55,767$46,7920.89
Athens State University$49,436$53,197$28,2500.57
The University of Alabama$48,668$57,872$25,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$58,468$31,284
Auburn University
Auburn
$12,536$56,948$22,250
Herzing University-Birmingham
Birmingham
$13,420$52,469$46,792
Athens State University
Athens
—$49,436$28,250
The University of Alabama
Tuscaloosa
$11,900$48,668$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Montgomery, approximately 70% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 177 graduates with reported earnings and 250 graduates with debt data. Small samples may not be representative.