Median Earnings (1yr)
$28,684
27th percentile (40th in VA)
Median Debt
$54,702
115% above national median
Debt-to-Earnings
1.91
Elevated
Sample Size
90
Adequate data

Analysis

South University-Richmond's psychology graduates start below average but show encouraging momentum—earnings jump 29% from year one to year four. However, that growth trajectory can't overcome a fundamental problem: graduates leave with $54,702 in debt, more than double what's typical for psychology programs either nationally ($25,500) or in Virginia ($26,000).

Within Virginia, this program sits exactly at the median for earnings but carries debt loads that rank among the highest in the state. Compare this to George Mason or William & Mary, where psychology graduates earn similar amounts in year four while carrying roughly half the debt. The math is stark: at $28,684 in first-year earnings, graduates face a debt burden nearly twice their annual salary—well above the concerning 1.5x threshold financial advisors typically warn against.

The 29% earnings growth shows graduates aren't stuck in low-wage jobs, but they're climbing out of a very deep hole. With 41% of students qualifying for Pell grants, many families here are already financially stretched. Unless your child has substantial scholarship support that dramatically reduces this debt load, the financial risk here is too high for a psychology bachelor's degree—a field where many graduates need additional education to reach higher earning potential anyway.

Where South University-Richmond Stands

Earnings vs. debt across all psychology bachelors's programs nationally

South University-RichmondOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Richmond graduates compare to all programs nationally

South University-Richmond graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Psychology bachelors's programs at peer institutions in Virginia (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Richmond$28,684$36,910$54,7021.91
Virginia Military Institute$44,163$60,540$19,2500.44
William & Mary$36,818$51,232$19,3790.53
George Mason University$36,326$48,517$21,0000.58
University of Richmond$36,309$51,312$25,5000.70
University of Virginia-Main Campus$36,121$60,347$19,5000.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Virginia Military Institute
Lexington
$20,484$44,163$19,250
William & Mary
Williamsburg
$25,040$36,818$19,379
George Mason University
Fairfax
$13,815$36,326$21,000
University of Richmond
University of Richmond
$62,600$36,309$25,500
University of Virginia-Main Campus
Charlottesville
$20,986$36,121$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Richmond, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.