Psychology at South University-Richmond
Bachelor's Degree
Analysis
South University-Richmond's psychology graduates start below average but show encouraging momentum—earnings jump 29% from year one to year four. However, that growth trajectory can't overcome a fundamental problem: graduates leave with $54,702 in debt, more than double what's typical for psychology programs either nationally ($25,500) or in Virginia ($26,000).
Within Virginia, this program sits exactly at the median for earnings but carries debt loads that rank among the highest in the state. Compare this to George Mason or William & Mary, where psychology graduates earn similar amounts in year four while carrying roughly half the debt. The math is stark: at $28,684 in first-year earnings, graduates face a debt burden nearly twice their annual salary—well above the concerning 1.5x threshold financial advisors typically warn against.
The 29% earnings growth shows graduates aren't stuck in low-wage jobs, but they're climbing out of a very deep hole. With 41% of students qualifying for Pell grants, many families here are already financially stretched. Unless your child has substantial scholarship support that dramatically reduces this debt load, the financial risk here is too high for a psychology bachelor's degree—a field where many graduates need additional education to reach higher earning potential anyway.
Where South University-Richmond Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How South University-Richmond graduates compare to all programs nationally
South University-Richmond graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Virginia
Psychology bachelors's programs at peer institutions in Virginia (41 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| South University-Richmond | $28,684 | $36,910 | $54,702 | 1.91 |
| Virginia Military Institute | $44,163 | $60,540 | $19,250 | 0.44 |
| William & Mary | $36,818 | $51,232 | $19,379 | 0.53 |
| George Mason University | $36,326 | $48,517 | $21,000 | 0.58 |
| University of Richmond | $36,309 | $51,312 | $25,500 | 0.70 |
| University of Virginia-Main Campus | $36,121 | $60,347 | $19,500 | 0.54 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Virginia
Compare tuition, earnings, and debt across Virginia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Virginia Military Institute Lexington | $20,484 | $44,163 | $19,250 |
| William & Mary Williamsburg | $25,040 | $36,818 | $19,379 |
| George Mason University Fairfax | $13,815 | $36,326 | $21,000 |
| University of Richmond University of Richmond | $62,600 | $36,309 | $25,500 |
| University of Virginia-Main Campus Charlottesville | $20,986 | $36,121 | $19,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Richmond, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.