Psychology at South University-Savannah Online

South University-Savannah Online's psychology program charges twice what students earn in their first year—a $54,702 debt burden against $28,684 in earnings. While the program ranks at the 60th percentile among Georgia psychology programs, this relative positioning is deceptive: Georgia's median debt for this degree is $27,000, meaning students here are borrowing more than double the state norm. That debt load ranks in just the 5th percentile nationally, putting this among the most expensive psychology programs in the country.

The 29% earnings growth from year one to year four offers some relief, but even at $36,910 four years out, graduates face a challenging repayment scenario. Compare this to Georgia Tech or Emory graduates earning similar amounts with half the debt, and the value gap becomes stark. The program serves a predominantly Pell-eligible population (76%), which makes the debt burden particularly concerning—these are students who likely have limited family resources to help manage loan payments.

For families considering this program, the math is straightforward: your child would need to dedicate a substantial portion of their early-career income to loan payments, even as earnings grow. Unless there are compelling personal circumstances that make online-only education necessary, Georgia offers multiple psychology programs with similar or better earnings outcomes at considerably lower cost. The debt here isn't justified by the employment outcomes.