Median Earnings (1yr)
$28,684
27th percentile (60th in GA)
Median Debt
$54,702
115% above national median
Debt-to-Earnings
1.91
Elevated
Sample Size
90
Adequate data

Analysis

A psychology degree from South University-Savannah comes with a troubling financial equation: graduates carry $54,702 in debt—more than double the typical Georgia psychology program—while earning below the national median. That first-year salary of $28,684 means owing nearly two years' income in student loans, a burden that would take years to manage even with the 29% earnings growth to $36,910 by year four.

The state context reveals an important nuance. While these graduates earn at the 60th percentile among Georgia psychology programs—outpacing the state median of $28,180—they're borrowing at levels far beyond their state peers (who typically graduate with $27,000 in debt). The institution serves a predominantly Pell-eligible population (72%), yet these students are taking on debt loads more commonly associated with higher-earning fields. For comparison, psychology graduates from Brenau or Life University earn $6,000-$8,000 more annually without shouldering nearly as much debt.

The math here is stark: even with solid earnings growth, graduates would need to dedicate a substantial portion of their income to loan payments for years. Unless your child has concrete plans for graduate school that will significantly boost earning potential, or can reduce this debt burden through scholarships, this program's cost far exceeds what the psychology bachelor's degree market will support.

Where South University-Savannah Stands

Earnings vs. debt across all psychology bachelors's programs nationally

South University-SavannahOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Savannah graduates compare to all programs nationally

South University-Savannah graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Psychology bachelors's programs at peer institutions in Georgia (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Savannah$28,684$36,910$54,7021.91
Brenau University$36,497—$30,7610.84
Life University$34,260—$31,0000.90
Emory University$32,085$52,842$20,5000.64
Morehouse College$31,474—$26,0000.83
Kennesaw State University$31,450$42,774$26,8690.85
National Median$31,482—$25,5000.81

Other Psychology Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brenau University
Gainesville
$33,275$36,497$30,761
Life University
Marietta
$15,036$34,260$31,000
Emory University
Atlanta
$60,774$32,085$20,500
Morehouse College
Atlanta
$31,725$31,474$26,000
Kennesaw State University
Kennesaw
$5,786$31,450$26,869

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Savannah, approximately 72% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.