Median Earnings (1yr)
$28,684
27th percentile (40th in FL)
Median Debt
$54,702
115% above national median
Debt-to-Earnings
1.91
Elevated
Sample Size
90
Adequate data

Analysis

South University-Tampa's psychology program carries debt levels that should immediately concern any parent: at nearly $55,000, graduates leave with more than double the state median and more than twice their first-year earnings. While the program serves a substantial Pell-grant population (48%), the financial burden falls hardest on students who can least afford it.

The earnings trajectory offers some optimism—graduates see 29% income growth over four years, reaching $36,910. However, this still means years of financial strain: even at the four-year mark, annual earnings barely exceed half the debt load. Florida State University's psychology program produces similar outcomes with debt under $25,000, and even for-profit Keiser University manages substantially lower debt with better starting salaries. Among Florida psychology programs, this ranks at the 40th percentile for earnings but bottom 5th percentile for debt—a combination that's difficult to justify.

Parents should run the numbers carefully here. A $55,000 debt load on a $28,000 starting salary translates to monthly payments that could consume 20-30% of take-home pay for a decade. Unless your family has significant resources to help manage this debt, this program poses genuine financial risk compared to dozens of more affordable Florida alternatives.

Where South University-Tampa Stands

Earnings vs. debt across all psychology bachelors's programs nationally

South University-TampaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South University-Tampa graduates compare to all programs nationally

South University-Tampa graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South University-Tampa$28,684$36,910$54,7021.91
Trinity International University-Florida$39,980—$24,5620.61
Saint Leo University$36,139$35,931$32,4610.90
Palm Beach Atlantic University$35,403$39,584$25,2810.71
University of South Florida$32,438$40,991$21,2670.66
Keiser University-Ft Lauderdale$32,346$35,291$49,6881.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trinity International University-Florida
Miami
$14,180$39,980$24,562
Saint Leo University
Saint Leo
$28,360$36,139$32,461
Palm Beach Atlantic University
West Palm Beach
$37,990$35,403$25,281
University of South Florida
Tampa
$6,410$32,438$21,267
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$32,346$49,688

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Tampa, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.