Est. Earnings (1yr)
$35,788
Est. from KY median (11 programs)
Est. Median Debt
$14,878
Est. from KY median (10 programs)

Analysis

Similar business programs across Kentucky's community college system suggest first-year earnings around $35,800, which would position Southeast Kentucky CTC near the middle of the packβ€”but that figure masks significant variation. The state's top performers like Gateway CTC report earnings above $43,000, meaning graduates from comparable programs can see vastly different outcomes depending on the institution. Without reported data specific to this campus, it's difficult to know which end of the spectrum Southeast Kentucky CTC resembles.

The estimated debt load of $14,900 sits below Kentucky's median for these programs and translates to a manageable 0.42 debt-to-earnings ratio based on peer program outcomes. That's a reasonable starting point if the earnings estimate holds, but Cumberland's economic landscape differs considerably from urban Kentucky markets where the higher-earning programs operate. Community college business degrees often serve as stepping stones within local economies, and what constitutes good value in Louisville or Lexington may not translate to southeastern Kentucky's job market.

For families investing here, the core challenge is uncertainty. Comparable programs suggest a workable financial picture, but the lack of program-specific data means you're betting on outcomes that may or may not reflect this particular campus's track record. Before committing, nail down where Southeast Kentucky CTC's business graduates actually work and what they actually earnβ€”don't rely on estimates drawn from programs operating in fundamentally different regional economies.

Where Southeast Kentucky Community & Technical College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Southeast Kentucky Community & Technical CollegeCumberland$4,656$35,788*β€”$14,878*β€”
Gateway Community and Technical CollegeFlorence$4,656$43,658*$43,418$13,393*0.31
Elizabethtown Community and Technical CollegeElizabethtown$4,656$39,002*$35,513$16,255*0.42
Owensboro Community and Technical CollegeOwensboro$4,656$38,878*β€”$8,790*0.23
Jefferson Community and Technical CollegeLouisville$4,706$38,361*$35,173$20,037*0.52
Bluegrass Community and Technical CollegeLexington$4,706$37,319*$37,472$13,500*0.36
National Medianβ€”$33,977*β€”$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Kentucky Community & Technical College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in KY. Actual outcomes may vary.