Median Earnings (1yr)
$43,658
92nd percentile (60th in KY)
Median Debt
$13,393
4% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
42
Adequate data

Analysis

Gateway Community and Technical College graduates with associate degrees in business management earn nearly $44,000 within their first year—placing them in the 92nd percentile nationally and well above the $34,000 typical for this program across the country. That's a remarkable outcome for a two-year degree. Among Kentucky programs, Gateway sits solidly in the middle of the pack (60th percentile), but with debt roughly $3,000 below the state average, the overall financial package is compelling.

The catch is straightforward: earnings stay essentially flat between years one and four at around $43,000. While some graduates likely move into higher-paying roles not captured in the data, this pattern suggests the degree may open doors to stable employment rather than a steep career trajectory. Still, with a debt-to-earnings ratio of 0.31, most graduates should be able to manage their loans comfortably—that's roughly four months of salary, payable over a typical repayment term.

For families prioritizing quick workforce entry at manageable cost, Gateway delivers exactly what a community college should: solid starting wages that significantly exceed national norms, with debt you can actually afford to repay. The flat earnings curve means this is best viewed as a path to immediate employment stability rather than rapid career advancement, but at this price point and with these starting salaries, that's a perfectly reasonable tradeoff.

Where Gateway Community and Technical College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Gateway Community and Technical CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Gateway Community and Technical College graduates compare to all programs nationally

Gateway Community and Technical College graduates earn $44k, placing them in the 92th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Gateway Community and Technical College$43,658$43,418$13,3930.31
Elizabethtown Community and Technical College$39,002$35,513$16,2550.42
Owensboro Community and Technical College$38,878—$8,7900.23
Jefferson Community and Technical College$38,361$35,173$20,0370.52
Bluegrass Community and Technical College$37,319$37,472$13,5000.36
Sullivan University$35,788$47,083$27,0860.76
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elizabethtown Community and Technical College
Elizabethtown
$4,656$39,002$16,255
Owensboro Community and Technical College
Owensboro
$4,656$38,878$8,790
Jefferson Community and Technical College
Louisville
$4,706$38,361$20,037
Bluegrass Community and Technical College
Lexington
$4,706$37,319$13,500
Sullivan University
Louisville
$14,220$35,788$27,086

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Gateway Community and Technical College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.