Median Earnings (1yr)
$35,788
58th percentile (60th in KY)
Median Debt
$27,086
94% above national median
Debt-to-Earnings
0.76
Manageable
Sample Size
38
Adequate data

Analysis

Sullivan University's business administration associate's program charges nearly double the national median debt ($27,086 vs. $13,980), though graduates see solid earnings growth that helps justify the investment. Starting at $35,788—right at Kentucky's median—earners climb to $47,083 within four years, a 32% jump that outpaces most associate's programs. Among Kentucky's 25 business programs, this ranks in the 60th percentile for earnings, but several community college alternatives deliver stronger first-year outcomes at significantly lower cost.

The debt load warrants attention. While the 0.76 debt-to-earnings ratio isn't alarming by today's standards, students are paying premium tuition ($10,831 above Kentucky's median) for what initially appears to be average market positioning. The upside comes in years 2-4, where earnings acceleration suggests Sullivan's program may offer networking or career support that pays off over time. However, Gateway Community and Technical College graduates earn $43,658 right out of the gate—typically with far less debt.

For families prioritizing long-term earnings trajectory and willing to carry higher initial debt, Sullivan's track record shows the investment can work. But cost-conscious families should compare financial aid packages carefully against Kentucky's community colleges, which deliver competitive early earnings without the debt burden.

Where Sullivan University Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Sullivan UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Sullivan University graduates compare to all programs nationally

Sullivan University graduates earn $36k, placing them in the 58th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Sullivan University$35,788$47,083$27,0860.76
Gateway Community and Technical College$43,658$43,418$13,3930.31
Elizabethtown Community and Technical College$39,002$35,513$16,2550.42
Owensboro Community and Technical College$38,878—$8,7900.23
Jefferson Community and Technical College$38,361$35,173$20,0370.52
Bluegrass Community and Technical College$37,319$37,472$13,5000.36
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Gateway Community and Technical College
Florence
$4,656$43,658$13,393
Elizabethtown Community and Technical College
Elizabethtown
$4,656$39,002$16,255
Owensboro Community and Technical College
Owensboro
$4,656$38,878$8,790
Jefferson Community and Technical College
Louisville
$4,706$38,361$20,037
Bluegrass Community and Technical College
Lexington
$4,706$37,319$13,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Sullivan University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.