Median Earnings (1yr)
$46,736
18th percentile
40th percentile in Missouri
Median Debt
$21,591
7% below national median

Analysis

Southeast Missouri State's finance program starts graduates at a notably modest $46,736โ€”about $3,000 below Missouri's median and $7,000 below the national average. However, the story improves significantly by year four, when earnings jump to $62,357, representing 33% growth that outpaces the typical trajectory. This puts graduates above both state and national medians within a few years, though still well behind Missouri's top programs like Washington University or Saint Louis University.

The debt picture offers some relief: at $21,591, it's manageable and slightly below both state and national medians for finance degrees. The 0.46 debt-to-earnings ratio means graduates owe less than half their first-year salary, which is workable even during those leaner early years. With an accessible 79% admission rate and reasonable debt load, this program trades prestige for affordability.

For families prioritizing a lower-risk path into finance, particularly if staying in Missouri's lower cost-of-living markets, this could work. Just recognize your graduate will likely start in back-office or regional banking roles rather than competitive financial analyst positions, and those early years will require patience as career momentum builds. If your child is academically competitive enough for Missouri State or even Saint Louis University, the higher starting salaries there might justify comparison shopping.

Where Southeast Missouri State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Southeast Missouri State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Southeast Missouri State University$46,736$62,357+33%
Washington University in St Louis$102,814$152,625+48%
Missouri State University-Springfield$50,486$68,206+35%
Northwest Missouri State University$45,810$60,503+32%
Lindenwood University$45,011$55,938+24%

Compare to Similar Programs in Missouri

Finance and Financial Management Services bachelors's programs at peer institutions in Missouri (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southeast Missouri State UniversityCape Girardeau$9,496$46,736$62,357$21,5910.46
Washington University in St LouisSt. Louis$62,982$102,814$152,625$19,2500.19
Saint Louis UniversitySaint Louis$53,244$60,055โ€”$21,2680.35
Columbia CollegeColumbia$24,326$56,104$55,909$18,9800.34
Missouri State University-SpringfieldSpringfield$9,024$50,486$68,206$24,7500.49
University of Central MissouriWarrensburg$9,739$49,785$54,933$22,9890.46
National Medianโ€”$53,590โ€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Missouri State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.