Finance and Financial Management Services at Southeast Missouri State University
Bachelor's Degree
Analysis
Southeast Missouri State's finance program starts graduates at a notably modest $46,736—about $3,000 below Missouri's median and $7,000 below the national average. However, the story improves significantly by year four, when earnings jump to $62,357, representing 33% growth that outpaces the typical trajectory. This puts graduates above both state and national medians within a few years, though still well behind Missouri's top programs like Washington University or Saint Louis University.
The debt picture offers some relief: at $21,591, it's manageable and slightly below both state and national medians for finance degrees. The 0.46 debt-to-earnings ratio means graduates owe less than half their first-year salary, which is workable even during those leaner early years. With an accessible 79% admission rate and reasonable debt load, this program trades prestige for affordability.
For families prioritizing a lower-risk path into finance, particularly if staying in Missouri's lower cost-of-living markets, this could work. Just recognize your graduate will likely start in back-office or regional banking roles rather than competitive financial analyst positions, and those early years will require patience as career momentum builds. If your child is academically competitive enough for Missouri State or even Saint Louis University, the higher starting salaries there might justify comparison shopping.
Where Southeast Missouri State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southeast Missouri State University graduates compare to all programs nationally
Southeast Missouri State University graduates earn $47k, placing them in the 18th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Missouri
Finance and Financial Management Services bachelors's programs at peer institutions in Missouri (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southeast Missouri State University | $46,736 | $62,357 | $21,591 | 0.46 |
| Washington University in St Louis | $102,814 | $152,625 | $19,250 | 0.19 |
| Saint Louis University | $60,055 | — | $21,268 | 0.35 |
| Columbia College | $56,104 | $55,909 | $18,980 | 0.34 |
| Missouri State University-Springfield | $50,486 | $68,206 | $24,750 | 0.49 |
| University of Central Missouri | $49,785 | $54,933 | $22,989 | 0.46 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Missouri
Compare tuition, earnings, and debt across Missouri schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Washington University in St Louis St. Louis | $62,982 | $102,814 | $19,250 |
| Saint Louis University Saint Louis | $53,244 | $60,055 | $21,268 |
| Columbia College Columbia | $24,326 | $56,104 | $18,980 |
| Missouri State University-Springfield Springfield | $9,024 | $50,486 | $24,750 |
| University of Central Missouri Warrensburg | $9,739 | $49,785 | $22,989 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Missouri State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.