Finance and Financial Management Services at Southeast Missouri State University
Bachelor's Degree
semo.eduAnalysis
Southeast Missouri State's finance program starts graduates at a notably modest $46,736โabout $3,000 below Missouri's median and $7,000 below the national average. However, the story improves significantly by year four, when earnings jump to $62,357, representing 33% growth that outpaces the typical trajectory. This puts graduates above both state and national medians within a few years, though still well behind Missouri's top programs like Washington University or Saint Louis University.
The debt picture offers some relief: at $21,591, it's manageable and slightly below both state and national medians for finance degrees. The 0.46 debt-to-earnings ratio means graduates owe less than half their first-year salary, which is workable even during those leaner early years. With an accessible 79% admission rate and reasonable debt load, this program trades prestige for affordability.
For families prioritizing a lower-risk path into finance, particularly if staying in Missouri's lower cost-of-living markets, this could work. Just recognize your graduate will likely start in back-office or regional banking roles rather than competitive financial analyst positions, and those early years will require patience as career momentum builds. If your child is academically competitive enough for Missouri State or even Saint Louis University, the higher starting salaries there might justify comparison shopping.
Where Southeast Missouri State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Southeast Missouri State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southeast Missouri State University | $46,736 | $62,357 | +33% |
| Washington University in St Louis | $102,814 | $152,625 | +48% |
| Missouri State University-Springfield | $50,486 | $68,206 | +35% |
| Northwest Missouri State University | $45,810 | $60,503 | +32% |
| Lindenwood University | $45,011 | $55,938 | +24% |
Compare to Similar Programs in Missouri
Finance and Financial Management Services bachelors's programs at peer institutions in Missouri (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,496 | $46,736 | $62,357 | $21,591 | 0.46 | |
| $62,982 | $102,814 | $152,625 | $19,250 | 0.19 | |
| $53,244 | $60,055 | โ | $21,268 | 0.35 | |
| $24,326 | $56,104 | $55,909 | $18,980 | 0.34 | |
| $9,024 | $50,486 | $68,206 | $24,750 | 0.49 | |
| $9,739 | $49,785 | $54,933 | $22,989 | 0.46 | |
| National Median | โ | $53,590 | โ | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Missouri State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.