Analysis
A debt load of $23,424 puts physics graduates from Southeast Missouri State roughly in line with national norms for the field, though notably above the $16,005 median for Missouri physics programs. Paired with estimated first-year earnings of $47,670—derived from national physics bachelor's outcomes—the 0.49 debt-to-earnings ratio suggests manageable repayment, assuming these comparable program patterns hold true locally.
The challenge here is uncertainty. Physics is offered at 19 Missouri institutions, but small graduate cohorts mean we're working entirely from national estimates rather than actual Southeast Missouri State outcomes or even Missouri-specific earnings data. The field typically rewards those who continue to graduate school or enter technical roles, but whether Southeast Missouri State's physics graduates follow those paths—and at what salary levels in the region's job market—remains unclear. The university's 79% admission rate and modest test scores suggest a different student profile than research-intensive programs that dominate national physics data.
For families considering this program, the estimated numbers don't raise red flags, but they don't tell a complete story either. If your child is genuinely committed to physics and plans for graduate study or has clear career targets, the debt appears reasonable. But verify what recent graduates actually do after leaving—career services should be able to share placement patterns even if the DOE can't publish the earnings data.
Where Southeast Missouri State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,496 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Missouri State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.