Business/Commerce at Southeast Technical College
Associate's Degree
Analysis
Southeast Technical College's business program delivers modest but stable returns, though you're paying above-average debt for middling outcomes. At $20,875 in median debt—55% higher than the national median for associate-level business programs—graduates earn $37,383 initially, barely edging above the national benchmark. More concerning is the virtual standstill in earnings growth: just $837 more after four years, suggesting limited advancement opportunities or career ceiling effects.
Within South Dakota, this program sits at the 60th percentile, meaning it outperforms some competitors but trails others despite carrying higher debt than the state median. The debt burden itself isn't catastrophic—taking roughly seven months of gross earnings to repay—but it's steeper than what business associate degree holders typically shoulder elsewhere. For context, one-third of students here receive Pell grants, indicating this serves working-class families where every dollar of debt matters more.
The real question is whether an associate degree in business from Southeast Tech opens doors that justify the premium debt load. If your child has clear career targets where this program has strong employer pipelines in Sioux Falls, the stable earnings may be enough. But if they're hoping for significant salary progression or considering a bachelor's degree later, understand they'll start that journey with more debt than most community college business students and minimal momentum from their initial credential.
Where Southeast Technical College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southeast Technical College graduates compare to all programs nationally
Southeast Technical College graduates earn $37k, placing them in the 53th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in South Dakota
Business/Commerce associates's programs at peer institutions in South Dakota (3 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southeast Technical College | $37,383 | $38,220 | $20,875 | 0.56 |
| National Median | $36,591 | — | $13,437 | 0.37 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast Technical College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 64 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.