Median Earnings (1yr)
$34,910
5th percentile (25th in AR)
Median Debt
$22,500
13% below national median
Debt-to-Earnings
0.64
Manageable
Sample Size
63
Adequate data

Analysis

Southern Arkansas University's business program starts graduates at just $34,910—well below both the Arkansas median ($46,100) and national average ($47,506). Among Arkansas business programs, this ranks in just the 25th percentile, trailing not only prestigious John Brown University but also the state's flagship and regional competitors. Nationally, it lands in the bottom 5th percentile of all business programs.

The program does show encouraging momentum, with earnings jumping 34% to $46,872 by year four. However, this recovery barely reaches the typical starting salary for business graduates elsewhere. Meanwhile, debt of $22,500 (though lower than state and national medians) still represents a 0.64 debt-to-earnings ratio—meaning graduates owe nearly eight months of their first-year salary. For context, University of Arkansas graduates start $14,000 higher with comparable debt.

If your child is considering this program, understand they'll likely spend their first few years catching up financially to peers from other Arkansas schools. The eventual earnings growth helps, but starting this far behind creates real opportunity costs. Unless there are compelling reasons to attend (significant scholarship, family circumstances), Arkansas offers several business programs that deliver stronger early career outcomes for similar or even lower debt.

Where Southern Arkansas University Main Campus Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Southern Arkansas University Main CampusOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Arkansas University Main Campus graduates compare to all programs nationally

Southern Arkansas University Main Campus graduates earn $35k, placing them in the 5th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Business/Commerce bachelors's programs at peer institutions in Arkansas (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Arkansas University Main Campus$34,910$46,872$22,5000.64
John Brown University$58,390$56,539$26,5660.45
Strayer University-Arkansas$55,431$59,763$56,5171.02
University of Arkansas$49,307$29,6250.60
University of Central Arkansas$42,892$51,195$23,0000.54
Henderson State University$36,606$36,751$19,5000.53
National Median$47,506$26,0000.55

Other Business/Commerce Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
John Brown University
Siloam Springs
$30,832$58,390$26,566
Strayer University-Arkansas
Little Rock
$13,920$55,431$56,517
University of Arkansas
Fayetteville
$9,748$49,307$29,625
University of Central Arkansas
Conway
$10,118$42,892$23,000
Henderson State University
Arkadelphia
$7,885$36,606$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Arkansas University Main Campus, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.