Median Earnings (1yr)
$18,214
10th percentile (60th in TX)
Median Debt
$6,861
28% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
43
Adequate data

Analysis

Southern Careers Institute-Pharr's numbers look troubling at first—$18,214 in first-year earnings is well below the national median of $25,094. But context matters significantly here: this program actually sits at the 60th percentile among Texas schools offering business operations certificates. The real concern isn't the starting salary in the Rio Grande Valley economy; it's that earnings slip to $17,637 by year four. With three-quarters of students receiving Pell grants, many are likely seeking a quick path to employment, but the declining earnings trajectory suggests limited advancement opportunities in these support roles.

The debt load of $6,861 is reasonable—below both the national and state medians for this credential. At 0.38 times first-year earnings, students can realistically pay this off even on these modest salaries. However, earning power appears to stagnate or decline rather than grow with experience, which is unusual for any credential and raises questions about the long-term career path these roles offer.

For families in the Pharr area needing immediate workforce entry, this program won't burden students with crushing debt. But parents should recognize they're investing in a plateau career, not a launching pad. If geographic flexibility is possible, Houston Community College graduates earn more than double ($37,482), though that may reflect Houston's stronger job market as much as program quality.

Where Southern Careers Institute-Pharr Stands

Earnings vs. debt across all business operations support and assistant services certificate's programs nationally

Southern Careers Institute-PharrOther business operations support and assistant services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Careers Institute-Pharr graduates compare to all programs nationally

Southern Careers Institute-Pharr graduates earn $18k, placing them in the 10th percentile of all business operations support and assistant services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Operations Support and Assistant Services certificate's programs at peer institutions in Texas (62 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Careers Institute-Pharr$18,214$17,637$6,8610.38
Houston Community College$37,482$35,364$18,7970.50
Dallas College$30,228$24,132$18,4560.61
Florida Career College-Houston$20,774—$9,5000.46
Southern Careers Institute-San Antonio$18,214$17,637$6,8610.38
Southern Careers Institute-Harlingen$18,214$17,637$6,8610.38
National Median$25,094—$9,5000.38

Other Business Operations Support and Assistant Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Houston Community College
Houston
$2,040$37,482$18,797
Dallas College
Dallas
$2,370$30,228$18,456
Florida Career College-Houston
Houston
—$20,774$9,500
Southern Careers Institute-San Antonio
San Antonio
—$18,214$6,861
Southern Careers Institute-Harlingen
Harlingen
—$18,214$6,861

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Pharr, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.