Analysis
A chemistry bachelor's from Southern Nazarene carries an estimated $25,000 in debt—slightly above the national median for chemistry programs—while peer programs nationally suggest first-year earnings around $42,600. That 0.59 debt-to-earnings ratio looks manageable on paper, but the wider Oklahoma context complicates the picture. The University of Oklahoma's chemistry graduates earn just $31,400 in their first year, and the state median sits at the same level, roughly $11,000 below the national benchmark this estimate draws from.
That gap matters because if Southern Nazarene's outcomes track closer to Oklahoma norms than national ones, graduates would face a substantially tougher repayment scenario—closer to an 0.80 debt-to-earnings ratio. Chemistry programs can vary significantly in their emphasis (analytical, biochemistry, materials science) and placement outcomes, so a program at a smaller Oklahoma institution might orient more toward regional opportunities than the national dataset suggests.
The high Pell enrollment here indicates many families are already stretching financially. Before committing, you'd want to understand whether this program's graduates actually secure the higher-earning positions that justify national benchmarks—lab work in pharmaceuticals or energy sectors—or whether most land in Oklahoma's lower-paying regional market. Without the school's actual placement data, you're essentially betting that Southern Nazarene bucks the state trend.
Where Southern Nazarene University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Chemistry bachelors's programs at peer institutions in Oklahoma (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,600 | $42,581* | — | $24,994* | — | |
| $9,595 | $31,419* | — | $20,250* | 0.64 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Nazarene University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.