Analysis
A 0.40 debt-to-earnings ratio suggests manageable finances—if the estimates hold true. Since we don't have actual graduate outcomes for Southern University's economics program, we're working with national benchmarks that show typical first-year earnings of $53,219 against estimated debt around $21,125. That puts this program above Louisiana's median for the field, where LSU reports $42,491 for its graduates. However, it's worth noting that statewide, business economics programs show considerable variation, and without school-specific data, we can't know where Southern's graduates actually land.
The real consideration here is what these comparable programs tell us about feasibility. At 65% Pell grant eligibility, Southern serves students who need education to pay off relatively quickly. A debt load just under one year's estimated salary is workable—monthly payments would consume roughly 6-7% of take-home pay on a standard repayment plan. The question is whether Southern's graduates achieve outcomes similar to the national cohort or track closer to Louisiana's lower median.
Given the data gaps, you're betting on Southern's ability to match national outcomes rather than state ones. That's not unreasonable for a business-focused degree with quantitative skills that travel well, but recognize you're making this decision with limited visibility into how this specific program's graduates fare in the job market.
Where Southern University and A & M College Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Louisiana
Business/Managerial Economics bachelors's programs at peer institutions in Louisiana (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,940 | $53,219* | — | $21,125* | — | |
| $11,954 | $42,491* | — | $22,374* | 0.53 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern University and A & M College, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 81 similar programs. Actual outcomes may vary.