Analysis
Missouri accounting programs show a dramatic spread in graduate outcomes, with top programs producing first-year earnings over $65,000 while the state median sits at $50,218. Southwest Baptist's program likely lands near this middle-of-the-pack figure based on comparable programs statewideβnot a disaster, but substantially below what nearby Truman State and Mizzou graduates achieve right out of college.
The estimated debt burden of around $25,400 looks manageable on paper with a 0.51 debt-to-earnings ratio, aligning with both state and national medians for accounting degrees. That represents roughly six months of gross earningsβwell within workable territory for most graduates. The real question becomes whether your child could access one of Missouri's stronger programs that deliver $10,000-$15,000 more in first-year earnings for similar debt levels.
With Southwest Baptist's open admission policy, this program serves as an accessible entry point to accounting credentials. But if your child has competitive grades and test scores, consider whether the opportunity cost of lower earnings trajectory makes sense when public universities like UCM or Truman State appear to produce significantly better financial returns. The degree should open accounting career doors; the uncertainty lies in whether those doors lead to the same earnings potential as Missouri's documented higher performers.
Where Southwest Baptist University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Missouri
Accounting bachelors's programs at peer institutions in Missouri (33 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,320 | $50,218* | β | $25,418* | β | |
| $14,130 | $65,057* | $81,583 | $20,707* | 0.32 | |
| $53,244 | $63,153* | β | $26,820* | 0.42 | |
| $27,166 | $61,237* | $65,069 | $25,125* | 0.41 | |
| $9,470 | $59,919* | $64,972 | $23,250* | 0.39 | |
| $9,739 | $56,565* | $58,085 | $25,591* | 0.45 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Baptist University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in MO. Actual outcomes may vary.