Analysis
A debt load of roughly $25,000 for a bachelor's in chemistry represents a manageable starting pointβthe 0.62 debt-to-earnings ratio sits comfortably below the 1.0 threshold that typically signals repayment difficulties. Based on comparable Missouri chemistry programs, graduates can expect first-year earnings around $40,400, which tracks slightly below the $42,600 national median but aligns precisely with the state's typical outcomes for this field. The estimated debt figure mirrors what similar private institutions report nationally, suggesting Southwest Baptist's financial aid packages perform reasonably for a small school with open admissions.
The challenge lies in what happens after that first year. Chemistry typically rewards those who pursue graduate degrees or move into specialized industries, and Southwest Baptist's 100% admission rate and modest SAT profile may limit access to competitive graduate programs or research positions. Missouri's flagship in Columbia produces chemistry grads earning $45,000 right out of the gateβa $5,000 premium that compounds over time. For students planning to stop at a bachelor's degree and enter the workforce immediately, the estimated numbers here suggest workable but unspectacular returns.
If your child is considering graduate school or professional programs where undergraduate pedigree matters, the limited selectivity could present obstacles. For those seeking a chemistry degree in a faith-based environment with a clear path to employment in Missouri's chemical or pharmaceutical sectors, the estimated debt burden shouldn't derail those plans.
Where Southwest Baptist University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Missouri
Chemistry bachelors's programs at peer institutions in Missouri (32 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,320 | $40,446* | β | $24,994* | β | |
| $14,130 | $45,279* | β | $20,500* | 0.45 | |
| $9,024 | $41,166* | $52,668 | $23,750* | 0.58 | |
| $11,988 | $39,725* | $47,533 | $24,821* | 0.62 | |
| $10,181 | $39,478* | β | $24,884* | 0.63 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Baptist University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MO. Actual outcomes may vary.