Median Earnings (1yr)
$33,999
5th percentile (25th in TX)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
19
Limited data

Analysis

The earnings here are genuinely concerning. Southwestern Adventist graduates start at $34,000—well below Texas's median of $44,000 for business degrees and ranking in just the 5th percentile nationally. While the debt load of $27,000 isn't catastrophic, pairing it with such low earnings creates a challenging financial start. For context, the typical Texas business graduate earns 30% more right out of the gate, making it significantly easier to manage similar debt levels.

The small sample size (under 30 graduates) means these numbers could shift with more data, but the gap is too substantial to dismiss. Even among Texas programs, which include many regional schools, this ranks only in the 25th percentile. When you consider that UT Austin and several other Texas schools produce business graduates earning $60,000-plus in their first year, the opportunity cost becomes stark—especially if your child could gain admission to a more competitive program.

If Southwestern Adventist offers something uniquely valuable to your family—perhaps the religious mission or campus community—that's worth weighing. But purely as a return-on-investment decision for a business degree, these numbers suggest looking at other Texas options where graduates typically launch careers with significantly higher earning potential and similar or lower debt burdens.

Where Southwestern Adventist University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Southwestern Adventist UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwestern Adventist University graduates compare to all programs nationally

Southwestern Adventist University graduates earn $34k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Adventist University$33,999—$27,0000.79
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Adventist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.