Analysis
A chemistry bachelor's degree typically demands significant rigor, yet based on comparable programs in Texas, graduates enter the workforce earning around $41,800—slightly below the national median for chemistry majors. With an estimated $25,000 in debt, this creates a debt-to-earnings ratio of 0.60, meaning students would owe roughly seven months of their first-year salary. While not alarming, this is noticeably higher than the Texas median debt of $22,000 for chemistry programs, suggesting graduates here may face a steeper climb to financial stability than peers at other state institutions.
The earnings picture becomes more sobering when you consider the top chemistry programs in Texas. Graduates from UT Austin, Texas A&M, and University of Houston—based on their reported outcomes—earn $7,000 to $9,000 more annually than what peer programs suggest for Southwestern Adventist. Over a decade, that gap compounds to potentially $100,000 or more in lifetime earnings, money that could accelerate debt payoff, fund graduate school, or build savings.
For families weighing this investment, the key question is whether the smaller, faith-based environment justifies the premium in debt and opportunity cost. Chemistry graduates often pursue medical school, graduate programs, or lab positions where institutional pedigree and research opportunities matter. If those pathways are your child's goal, investigate whether this program provides adequate preparation and connections—because the financial cushion appears thinner than at peer institutions.
Where Southwestern Adventist University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,588 | $41,799* | — | $24,994* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Adventist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.