Est. Earnings (1yr)
$49,708
Est. from TX median (21 programs)
Est. Median Debt
$21,750
Est. from national median (66 programs)

Analysis

Texas mathematics programs produce wildly different outcomes, with SMU graduates earning $75,000 compared to the state median of roughly $50,000. Based on comparable programs across Texas, Southwestern Adventist graduates likely start near that median—around $49,700—with estimated debt of $21,750. That's a debt-to-earnings ratio of 0.44, meaning repayment within a year's salary is mathematically feasible, though tighter than the 0.40 benchmark many financial advisors recommend.

The challenge here is that you're working with estimates derived from peer institutions rather than actual outcomes from Southwestern Adventist's math program. Similar bachelor's programs in Texas suggest this earning potential, but the school's selectivity (56% admission rate, 1031 average SAT) and the fact that 39% of students receive Pell grants indicate a different student population than flagship universities. Mathematics degrees can lead anywhere from teaching to data analysis to actuarial work, and the school's specific curriculum, career placement support, and alumni network matter enormously for first-year outcomes.

If your child is passionate about mathematics and values the Adventist environment, this debt level won't derail their future. But press the admissions office for concrete placement data: where do their math graduates actually work, and what are they earning? Without that specificity, you're betting on state averages rather than this program's particular strengths.

Where Southwestern Adventist University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Compare to Similar Programs in Texas

Mathematics bachelors's programs at peer institutions in Texas (70 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Southwestern Adventist UniversityKeene$24,588$49,708*$21,750*
Southern Methodist UniversityDallas$64,460$74,516*$79,735$21,000*0.28
The University of Texas at AustinAustin$11,678$60,011*$75,618$20,500*0.34
The University of Texas at DallasRichardson$14,564$58,238*$19,745*0.34
University of HoustonHouston$9,711$54,710*$57,873$20,100*0.37
University of North TexasDenton$11,164$53,133*$54,367$23,689*0.45
National Median$48,772*$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Adventist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.