Median Earnings (1yr)
$38,812
20th percentile
40th percentile in Oklahoma
Median Debt
$40,416
55% above national median

Analysis

Southwestern Christian's business program lands graduates in a difficult spot: they're earning roughly $39,000 annually while carrying over $40,000 in debt—more than a full year's salary. While this sits at the 40th percentile among Oklahoma business programs, that's not the reassurance it might seem. The state's top programs, including nearby University of Oklahoma and University of Central Oklahoma, deliver graduates earning $46,000 to $61,000 with significantly less debt (typically around $25,000 statewide versus Southwestern's $40,000+).

The flat earnings trajectory—essentially no growth from year one to year four—suggests graduates aren't climbing into better-paying roles as they gain experience. For context, business grads nationwide typically earn $46,000 starting out, and most see their salaries rise over time. Southwestern's 20th percentile national ranking reflects this underperformance. With 41% of students receiving Pell grants, many families here are already stretching financially to afford college.

The math is straightforward: borrowing more than you'll earn in your first year, for a degree that ranks in the bottom fifth nationally, creates real financial pressure. Oklahoma families have stronger options at similar or lower cost—including public universities where business grads clear $46,000+ and carry less debt. Unless there are compelling personal reasons to choose this specific institution, the numbers point toward exploring alternatives that better balance cost with earning potential.

Where Southwestern Christian University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Southwestern Christian University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Southwestern Christian University$38,812$38,846+0%
University of Oklahoma-Norman Campus$61,373$75,693+23%
Oklahoma State University-Main Campus$45,200$54,967+22%
Southern Nazarene University$55,107$54,669-1%
University of Tulsa$45,038$53,351+18%

Compare to Similar Programs in Oklahoma

Business Administration, Management and Operations bachelors's programs at peer institutions in Oklahoma (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Christian UniversityBethany$21,316$38,812$38,846$40,4161.04
University of Oklahoma-Norman CampusNorman$9,595$61,373$75,693$15,0000.24
Spartan College of Aeronautics and TechnologyTulsa$18,828$56,180$34,2500.61
Southern Nazarene UniversityBethany$29,600$55,107$54,669$26,0370.47
Mid-America Christian UniversityOklahoma City$19,896$53,164$51,846$31,6250.59
University of Central OklahomaEdmond$8,522$46,410$51,283$25,0000.54
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Christian University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.