Median Earnings (1yr)
$38,812
20th percentile (40th in OK)
Median Debt
$40,416
55% above national median
Debt-to-Earnings
1.04
Elevated
Sample Size
34
Adequate data

Analysis

Southwestern Christian's business program lands graduates in a difficult spot: they're earning roughly $39,000 annually while carrying over $40,000 in debt—more than a full year's salary. While this sits at the 40th percentile among Oklahoma business programs, that's not the reassurance it might seem. The state's top programs, including nearby University of Oklahoma and University of Central Oklahoma, deliver graduates earning $46,000 to $61,000 with significantly less debt (typically around $25,000 statewide versus Southwestern's $40,000+).

The flat earnings trajectory—essentially no growth from year one to year four—suggests graduates aren't climbing into better-paying roles as they gain experience. For context, business grads nationwide typically earn $46,000 starting out, and most see their salaries rise over time. Southwestern's 20th percentile national ranking reflects this underperformance. With 41% of students receiving Pell grants, many families here are already stretching financially to afford college.

The math is straightforward: borrowing more than you'll earn in your first year, for a degree that ranks in the bottom fifth nationally, creates real financial pressure. Oklahoma families have stronger options at similar or lower cost—including public universities where business grads clear $46,000+ and carry less debt. Unless there are compelling personal reasons to choose this specific institution, the numbers point toward exploring alternatives that better balance cost with earning potential.

Where Southwestern Christian University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Southwestern Christian UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwestern Christian University graduates compare to all programs nationally

Southwestern Christian University graduates earn $39k, placing them in the 20th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Business Administration, Management and Operations bachelors's programs at peer institutions in Oklahoma (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Christian University$38,812$38,846$40,4161.04
University of Oklahoma-Norman Campus$61,373$75,693$15,0000.24
Spartan College of Aeronautics and Technology$56,180—$34,2500.61
Southern Nazarene University$55,107$54,669$26,0370.47
Mid-America Christian University$53,164$51,846$31,6250.59
University of Central Oklahoma$46,410$51,283$25,0000.54
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Oklahoma-Norman Campus
Norman
$9,595$61,373$15,000
Spartan College of Aeronautics and Technology
Tulsa
$18,828$56,180$34,250
Southern Nazarene University
Bethany
$29,600$55,107$26,037
Mid-America Christian University
Oklahoma City
$19,896$53,164$31,625
University of Central Oklahoma
Edmond
$8,522$46,410$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Christian University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.