Median Earnings (1yr)
$46,410
53rd percentile (60th in OK)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
187
Adequate data

Analysis

University of Central Oklahoma's business program does something unusual in today's market: it delivers exactly what it promises, with no tricks and steady upward mobility. Starting salaries of $46,410 climb to $51,283 by year four—modest but reliable growth that suggests graduates are building real careers rather than bouncing between jobs.

The numbers tell a practical story. At $25,000 in debt, graduates owe about half what they earn in their first year—manageable by most standards. They're earning slightly above the national median for business programs and outperforming 60% of Oklahoma competitors, putting them ahead of the state median by nearly $3,000. Yes, University of Oklahoma grads earn $15,000 more starting out, but they're also drawing from a different talent pool (OU's admission rate is far more selective). For students who don't get into OU or aren't willing to take on potentially higher debt there, UCO represents a solid middle ground.

The earnings trajectory matters here. That 11% growth from years one to four suggests employers value these graduates enough to promote them, even if they're not landing corner offices immediately. For families weighing an 82% admission rate against real-world outcomes, this program delivers dependable returns without requiring exceptional credentials or gambling on outsized debt.

Where University of Central Oklahoma Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Central OklahomaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Oklahoma graduates compare to all programs nationally

University of Central Oklahoma graduates earn $46k, placing them in the 53th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Business Administration, Management and Operations bachelors's programs at peer institutions in Oklahoma (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Oklahoma$46,410$51,283$25,0000.54
University of Oklahoma-Norman Campus$61,373$75,693$15,0000.24
Spartan College of Aeronautics and Technology$56,180—$34,2500.61
Southern Nazarene University$55,107$54,669$26,0370.47
Mid-America Christian University$53,164$51,846$31,6250.59
Oklahoma State University-Main Campus$45,200$54,967$22,4720.50
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Oklahoma-Norman Campus
Norman
$9,595$61,373$15,000
Spartan College of Aeronautics and Technology
Tulsa
$18,828$56,180$34,250
Southern Nazarene University
Bethany
$29,600$55,107$26,037
Mid-America Christian University
Oklahoma City
$19,896$53,164$31,625
Oklahoma State University-Main Campus
Stillwater
$10,234$45,200$22,472

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 187 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.