Analysis
Similar accounting programs across Illinois report first-year earnings around $45,770, suggesting Southwestern Illinois College's estimated $37,001 may understate what local graduates actually achieve—though with both earnings and debt figures derived from national benchmarks rather than this school's actual outcomes, parents should recognize they're making decisions with limited visibility. The estimated debt load of $15,979 sits comfortably below both state and national medians, which matters when other Illinois community colleges are seeing graduates carry over $20,000.
The 0.43 debt-to-earnings ratio looks manageable on paper, assuming the earnings estimate holds true. Accounting associate degrees typically lead to bookkeeping or accounts payable positions rather than full CPA tracks, so expectations should align with entry-level administrative work. What's harder to gauge here is whether Southwestern Illinois College's specific employer connections in the Belleville area produce stronger or weaker outcomes than the national baseline suggests.
Without actual graduate data, you're essentially betting that this program performs close to the national average. If it tracks closer to what other Illinois programs achieve—like College of DuPage's $47,775—the investment looks solid. If it lags, that gap between estimated and real earnings becomes your problem. Ask the school directly what percentage of accounting graduates find relevant employment within six months, and whether local employers actively recruit from their program.
Where Southwestern Illinois College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Illinois
Accounting associates's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,870 | $37,001* | — | $15,979* | — | |
| $4,320 | $47,775* | — | $17,284* | 0.36 | |
| $13,546 | $43,765* | $44,358 | $23,823* | 0.54 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Illinois College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.