Analysis
Accounting programs in Texas show a wide spectrum of outcomes, and based on comparable programs statewide, Southwestern's estimated first-year earnings of $49,406 sit squarely at the state median—roughly $20,000 below what graduates from UT Austin or Texas A&M typically command. With an estimated debt load of $22,759, the math works reasonably well: you're looking at debt equal to about 46% of first-year earnings, which falls comfortably in the manageable range for an accounting degree that generally offers steady employment prospects.
The challenge here is visibility. Southwestern's selective 39% admission rate and strong SAT scores suggest a quality academic environment, but without reported outcomes data for its specific accounting program, you're essentially betting that this small private university delivers results consistent with the broader Texas accounting market rather than matching the premium outcomes of nearby competitors. The national median for accounting degrees sits slightly higher at $53,694, indicating that Texas programs as a whole—and by extension, this estimated figure—track somewhat below the national average.
For a parent considering the investment, the estimated debt burden appears reasonable, but you're paying private school tuition for outcomes that appear middle-of-the-pack for Texas. If Southwestern offers specific advantages—tight-knit faculty relationships, strong regional CPA firm connections, or a campus culture that fits your student—those intangibles may justify the choice. Otherwise, the numbers suggest exploring whether comparable or better estimated returns might come at lower cost elsewhere in the state's accounting landscape.
Where Southwestern University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $49,406* | — | $22,759* | — | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.