Est. Earnings (1yr)
$49,406
Est. from TX median (43 programs)
Est. Median Debt
$22,759
Est. from TX median (10 programs)

Analysis

Accounting programs in Texas show a wide spectrum of outcomes, and based on comparable programs statewide, Southwestern's estimated first-year earnings of $49,406 sit squarely at the state median—roughly $20,000 below what graduates from UT Austin or Texas A&M typically command. With an estimated debt load of $22,759, the math works reasonably well: you're looking at debt equal to about 46% of first-year earnings, which falls comfortably in the manageable range for an accounting degree that generally offers steady employment prospects.

The challenge here is visibility. Southwestern's selective 39% admission rate and strong SAT scores suggest a quality academic environment, but without reported outcomes data for its specific accounting program, you're essentially betting that this small private university delivers results consistent with the broader Texas accounting market rather than matching the premium outcomes of nearby competitors. The national median for accounting degrees sits slightly higher at $53,694, indicating that Texas programs as a whole—and by extension, this estimated figure—track somewhat below the national average.

For a parent considering the investment, the estimated debt burden appears reasonable, but you're paying private school tuition for outcomes that appear middle-of-the-pack for Texas. If Southwestern offers specific advantages—tight-knit faculty relationships, strong regional CPA firm connections, or a campus culture that fits your student—those intangibles may justify the choice. Otherwise, the numbers suggest exploring whether comparable or better estimated returns might come at lower cost elsewhere in the state's accounting landscape.

Where Southwestern University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Southwestern UniversityGeorgetown$51,058$49,406*$22,759*
Texas Christian UniversityFort Worth$57,220$72,031*$78,532$17,778*0.25
Southern Methodist UniversityDallas$64,460$68,643*$77,801$15,850*0.23
Baylor UniversityWaco$54,844$68,187*$80,617$20,500*0.30
The University of Texas at AustinAustin$11,678$68,082*$78,482$19,462*0.29
Texas A&M University-College StationCollege Station$13,099$67,186*$84,502$17,641*0.26
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.