Analysis
Southwestern University's business program stands out for something unusual: graduates who start modestly actually see their careers accelerate significantly. First-year earnings of $47,056 jump 62% to $76,367 by year four—the kind of trajectory that suggests employers increasingly value these graduates as they prove themselves. Among Texas business programs, this ranks in the 60th percentile despite the school's selective 39% admission rate and strong academics (1269 average SAT), suggesting graduates may land at smaller employers initially but advance quickly.
The $25,475 median debt loads students with roughly half their first-year salary, which is manageable but becomes quite comfortable as earnings climb. Compare this to UT Austin's $94,000 first-year figure—Southwestern graduates start earning about half that amount but close much of the gap by year four. The moderate sample size means individual outcomes vary, but the growth pattern appears consistent.
For families weighing this program, the question is whether starting below Texas peers is acceptable in exchange for strong upward momentum. If your student thrives in smaller liberal arts environments and you're comfortable with a slower launch, the four-year earnings suggest patience pays off. If immediate earning power matters more—say, for supporting family or paying down debt quickly—programs with higher starting salaries might better fit your needs.
Where Southwestern University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How Southwestern University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southwestern University | $47,056 | $76,367 | +62% |
| Baylor University | $74,886 | $90,608 | +21% |
| Concordia University Texas | $60,641 | $71,368 | +18% |
| University of Houston-Clear Lake | $56,494 | $70,808 | +25% |
| Austin College | $31,934 | $62,498 | +96% |
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $47,056 | $76,367 | $25,475 | 0.54 | |
| $11,678 | $94,041 | — | — | — | |
| $54,844 | $74,886 | $90,608 | $15,000 | 0.20 | |
| $36,690 | $60,641 | $71,368 | $38,138 | 0.63 | |
| $17,488 | $57,020 | $56,664 | $47,236 | 0.83 | |
| $7,746 | $56,494 | $70,808 | $23,766 | 0.42 | |
| National Median | — | $47,506 | — | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 65 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.