Analysis
In Texas, chemistry degrees produce vastly different outcomes depending on where you earn them. The top programs—places like University of Houston and Texas A&M—see graduates earning nearly $50,000 in their first year. Based on comparable chemistry programs statewide, Southwestern's graduates likely start around $41,800, clustering with the state median but trailing competitive programs by $7,000 to $9,000 annually.
The estimated debt load of roughly $25,000 creates a manageable ratio of 0.60, meaning your student would owe about seven months of first-year salary. That's reasonable compared to national chemistry programs, though Texas students at peer institutions typically graduate with closer to $22,000 in debt. What matters more here is the earnings gap: at selective universities in the state, chemistry graduates command starting salaries that would repay that debt considerably faster.
The practical reality is that chemistry careers often require graduate degrees for advancement, making that initial salary delta significant over time. If your child is aiming for medical school, pharmacy, or research positions, the undergraduate institution matters less than academic preparation and research opportunities. But for those planning to work immediately after graduation, the $7,000-$9,000 annual difference between Southwestern's estimated outcomes and top Texas programs represents real money—enough to accelerate debt payoff, fund graduate applications, or build savings during critical early career years.
Where Southwestern University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $41,799* | — | $24,994* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.