Analysis
Texas math programs show enormous variation in early outcomes, with top programs like Southern Methodist generating first-year earnings above $74,000 while the state median sits near $50,000. For Southwestern University, where graduate sample sizes are too small for reported data, similar programs across Texas suggest first-year earnings around $49,700—essentially matching the state median but falling well below what selective competitors produce.
The estimated debt load of $21,750 yields a debt-to-earnings ratio of 0.44, which is manageable by most standards and aligns closely with national benchmarks for math degrees. The challenge isn't the debt burden itself but rather the gap in earning potential: peer programs at UT Austin and UT Dallas are producing 20-25% higher early earnings, suggesting that employer recruiting patterns or program placement support may vary significantly across Texas institutions.
For families considering Southwestern, the key question is whether the smaller, liberal arts environment (reflected in those 39% admission rate and higher SAT scores) delivers value through factors beyond first-year salary—teaching quality, graduate school preparation, or long-term career flexibility. The estimated numbers suggest this program performs at the middle of the pack for Texas math degrees, but without actual outcomes data specific to Southwestern, it's difficult to assess whether this selective private institution justifies its likely higher tuition compared to state schools producing stronger immediate returns.
Where Southwestern University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $49,708* | — | $21,750* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.