Physics at Southwestern University

Similar physics programs in Texas suggest first-year earnings around $39,000—which puts Southwestern's estimated outcomes right at the state median but well below the national benchmark of $47,670. With estimated debt of $23,120, graduates would face a manageable debt-to-earnings ratio of about 0.59, meaning debt equals roughly seven months of first-year salary. That's reasonable by education lending standards, but the earnings gap matters more than it might appear.

The challenge becomes clearer when you look at Texas's top physics programs: Texas Tech and Texas A&M graduates reportedly earn in the mid-$50,000s their first year out, while even UT Austin—despite its research prestige—sees lower starting salaries at $36,832. Physics is one of those degrees where the school's research infrastructure, industry connections, and graduate school placement rates drive long-term value as much as immediate earnings. Southwestern's selectivity (39% admission rate) and solid academic profile suggest it may outperform the state median these estimates are based on, but you're banking on that without confirmation.

The real question is what your child wants to do with the degree. If graduate school in physics or a related field is the plan, Southwestern's undergraduate focus could be an advantage despite modest starting pay. If the goal is immediate employment in tech or engineering roles where physics majors often land, the earnings estimates suggest you'll want to understand how Southwestern's career services and alumni network perform in those markets before committing.