Median Earnings (1yr)
$28,763
5th percentile (10th in NY)
Median Debt
$25,680
1% below national median
Debt-to-Earnings
0.89
Manageable
Sample Size
54
Adequate data

Analysis

St. Francis College's business program starts dramatically behind—its first-year median of $28,763 ranks in just the 10th percentile among New York business programs—but demonstrates remarkable recovery, jumping 113% to $61,304 by year four. That later figure exceeds both the state median ($42,268) and national median ($45,703), suggesting the program's value reveals itself only with patience and career development.

The debt load of $25,680 is nearly identical to state and national norms, making the initial earnings gap particularly concerning. Graduates face a difficult first year or two where their debt burden sits just below their annual salary. Given that 47% of students receive Pell grants, many families here may not have financial cushions to support their children through that rough initial period. The question becomes whether they can weather those lean early years—potentially in entry-level retail or administrative roles—to reach the more competitive mid-career earnings.

This is a program that rewards persistence but demands significant short-term sacrifice. If your child has family support to cover living expenses while building their career, the eventual trajectory looks reasonable. Without that safety net, the tough starting point could force career compromises that undermine the later growth potential. The moderate sample size adds some uncertainty, but the pattern is clear: expect a challenging launch before reaching solid middle-class earnings.

Where St. Francis College Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

St. Francis CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Francis College graduates compare to all programs nationally

St. Francis College graduates earn $29k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Francis College$28,763$61,304$25,6800.89
Manhattan University$113,777$104,296$25,3280.22
Excelsior University$70,191—$14,7370.21
Clarkson University$65,887$76,141$24,7570.38
Syracuse University$65,009$71,365$27,0000.42
Yeshiva University$61,312$65,800$22,0000.36
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manhattan University
Riverdale
$50,850$113,777$25,328
Excelsior University
Albany
—$70,191$14,737
Clarkson University
Potsdam
$57,950$65,887$24,757
Syracuse University
Syracuse
$63,061$65,009$27,000
Yeshiva University
New York
$49,900$61,312$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Francis College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.