Liberal Arts and Sciences, General Studies and Humanities at St. John Fisher University
Bachelor's Degree
sjf.eduAnalysis
A bachelor's in Liberal Arts from St. John Fisher comes with an estimated $24,865 in debt—slightly below both the state and national medians for this degree. While that's manageable compared to many programs, the challenge lies in what graduates can expect to earn. Comparable programs in New York typically produce first-year earnings around $35,800, which creates a debt-to-earnings ratio of 0.69. That means a graduate would owe roughly 70% of their annual salary, requiring careful budgeting in those early career years.
The bigger concern is the earnings trajectory. Some Liberal Arts programs in New York—like those at Molloy or Cornell—see graduates earning $45,000 to $75,000 in their first year, more than double what peer programs suggest for St. John Fisher. Whether that gap reflects different career paths, geographic factors, or program focus isn't clear from the data, but it highlights how much variation exists within this field. For a degree that costs roughly the same across institutions, that earnings difference matters significantly over time.
The practical reality: if your student thrives in Liberal Arts and has a clear plan for leveraging the degree—whether that's graduate school, specific career connections, or a field where the credential opens doors—the debt level itself won't be crushing. But given the uncertainty around these estimates and the wide range of outcomes statewide, have concrete conversations about post-graduation plans before committing. A Liberal Arts degree's value often depends heavily on what a student does with it.
Where St. John Fisher University Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in New York
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,666 | $35,817* | — | $24,865* | — | |
| $37,840 | $74,868* | — | $31,000* | 0.41 | |
| — | $52,429* | $53,480 | $11,875* | 0.23 | |
| $22,106 | $46,408* | — | $33,687* | 0.73 | |
| $66,014 | $46,072* | — | —* | — | |
| $66,456 | $45,516* | $48,667 | $24,500* | 0.54 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John Fisher University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.