Median Earnings (1yr)
$39,105
21st percentile (40th in TX)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.69
Manageable
Sample Size
18
Limited data

Analysis

St. Mary's business program sits right in the middle for Texas—at the 40th percentile—but that's still below what you'd expect from $27,000 in debt. Starting earnings of $39,105 trail both the state median ($44,084) and national median ($45,703) by about $5,000, though growth to $43,532 after four years suggests graduates do gain traction. The debt load itself is reasonable and typical for Texas business programs, but the earnings don't quite justify it when you could potentially find stronger options at schools like Texas State or UT Arlington that deliver better returns at similar or lower costs.

One important caveat: this data comes from fewer than 30 graduates, so these numbers may not reflect the typical experience. St. Mary's serves a substantial population of first-generation students (42% receive Pell grants), and outcomes for students from these backgrounds can look different than traditional metrics suggest—factors like family support obligations or career choices prioritizing stability over maximum earnings matter but don't show up in the data.

For parents weighing this investment, the question is whether St. Mary's specific advantages—smaller classes, Catholic mission, San Antonio connections—outweigh the financial gap. If your student has admission to UT Austin or Texas State's business programs, those would deliver stronger earnings. But if St. Mary's environment is the right fit and you can minimize borrowing, the steady growth trajectory and manageable debt make it workable rather than problematic.

Where St. Mary's University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

St. Mary's UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Mary's University graduates compare to all programs nationally

St. Mary's University graduates earn $39k, placing them in the 21th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Mary's University$39,105$43,532$27,0000.69
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.