Est. Earnings (1yr)Estimated
$39,285
Est. from TX median (6 programs)
Est. Median DebtEstimated
$23,120
Est. from national median (20 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

A physics degree from St. Mary's appears to lag behind what Texas physics programs typically deliver. Based on comparable programs across the state, first-year earnings here track around $39,285—nearly $8,000 below the national median and substantially behind what graduates from Texas Tech or Texas A&M command. With estimated debt of $23,120, the debt-to-earnings ratio sits at 0.59, which is manageable but only if these earnings figures hold true for St. Mary's specifically.

The challenge is that we're working entirely with estimates here, since this program's graduate cohort is too small for the DOE to publish actual outcomes. The earnings estimate comes from six similar physics programs in Texas, which creates meaningful uncertainty. Physics programs vary widely in rigor, research opportunities, and connections to industry or graduate schools—factors that dramatically affect outcomes. St. Mary's serves a substantial population of Pell-eligible students (42%) and maintains a broad admission profile, which might suggest a different student trajectory than what peer programs produce.

For parents, the key question is whether this specific program prepares students for graduate school or immediate employment in ways that justify the investment. The estimated figures suggest moderate debt for below-average physics earnings, but without visibility into where St. Mary's physics graduates actually land—research positions, teaching, graduate programs, or adjacent fields—it's difficult to assess true value. Request placement data and alumni outcomes directly from the physics department before committing.

Where St. Mary's University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Texas

Physics bachelors's programs at peer institutions in Texas (40 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
St. Mary's UniversitySan Antonio$36,242$39,285*—$23,120*—
Texas Tech UniversityLubbock$11,852$57,435*—$25,000*0.44
Texas A&M University-College StationCollege Station$13,099$53,329*—$17,522*0.33
Texas State UniversitySan Marcos$11,450$41,737*—$23,500*0.56
The University of Texas at AustinAustin$11,678$36,832*$76,239$20,333*0.55
The University of Texas at San AntonioSan Antonio$8,991$36,328*—$27,508*0.76
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.