Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A physics degree from St. Mary's appears to lag behind what Texas physics programs typically deliver. Based on comparable programs across the state, first-year earnings here track around $39,285—nearly $8,000 below the national median and substantially behind what graduates from Texas Tech or Texas A&M command. With estimated debt of $23,120, the debt-to-earnings ratio sits at 0.59, which is manageable but only if these earnings figures hold true for St. Mary's specifically.
The challenge is that we're working entirely with estimates here, since this program's graduate cohort is too small for the DOE to publish actual outcomes. The earnings estimate comes from six similar physics programs in Texas, which creates meaningful uncertainty. Physics programs vary widely in rigor, research opportunities, and connections to industry or graduate schools—factors that dramatically affect outcomes. St. Mary's serves a substantial population of Pell-eligible students (42%) and maintains a broad admission profile, which might suggest a different student trajectory than what peer programs produce.
For parents, the key question is whether this specific program prepares students for graduate school or immediate employment in ways that justify the investment. The estimated figures suggest moderate debt for below-average physics earnings, but without visibility into where St. Mary's physics graduates actually land—research positions, teaching, graduate programs, or adjacent fields—it's difficult to assess true value. Request placement data and alumni outcomes directly from the physics department before committing.
Where St. Mary's University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Texas
Physics bachelors's programs at peer institutions in Texas (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,242 | $39,285* | — | $23,120* | — | |
| $11,852 | $57,435* | — | $25,000* | 0.44 | |
| $13,099 | $53,329* | — | $17,522* | 0.33 | |
| $11,450 | $41,737* | — | $23,500* | 0.56 | |
| $11,678 | $36,832* | $76,239 | $20,333* | 0.55 | |
| $8,991 | $36,328* | — | $27,508* | 0.76 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Mary's University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.