Analysis
St. Thomas Aquinas College's psychology program shows a dramatic 89% jump in earnings between year one and year four—from $28,310 to $53,603—but that impressive growth trajectory comes with a significant caveat: we're looking at a very small sample size, making these numbers less reliable than you'd want for a major financial decision.
The first-year earnings lag behind both New York's median ($31,548) and the national benchmark ($31,482), though the program does land at the 40th percentile statewide—essentially middle-of-the-pack for New York psychology degrees. The $23,000 debt load is slightly better than state and national medians, but not dramatically so. What's puzzling is the massive earnings surge by year four, which would leapfrog most psychology graduates if it holds true. However, small sample sizes can create misleading patterns—this could reflect a handful of graduates who pursued advanced degrees or landed in unusually high-paying positions rather than the typical experience.
For an anxious parent, this uncertainty is the real issue. You're looking at first-year earnings below what you'd expect to see, with debt that takes nearly a full year's salary to match. The four-year numbers look promising, but with fewer than 30 graduates tracked, you can't bank on that outcome. If your child is considering graduate school anyway (common in psychology), the undergraduate debt matters less—but if they're planning to work immediately after graduation, the early earnings here are weak compared to other New York options.
Where St. Thomas Aquinas College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How St. Thomas Aquinas College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St. Thomas Aquinas College | $28,310 | $53,603 | +89% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,720 | $28,310 | $53,603 | $23,000 | 0.81 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas Aquinas College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.