Median Earnings (1yr)
$28,310
24th percentile (40th in NY)
Median Debt
$23,000
10% below national median
Debt-to-Earnings
0.81
Manageable
Sample Size
20
Limited data

Analysis

St. Thomas Aquinas College's psychology program shows a dramatic 89% jump in earnings between year one and year four—from $28,310 to $53,603—but that impressive growth trajectory comes with a significant caveat: we're looking at a very small sample size, making these numbers less reliable than you'd want for a major financial decision.

The first-year earnings lag behind both New York's median ($31,548) and the national benchmark ($31,482), though the program does land at the 40th percentile statewide—essentially middle-of-the-pack for New York psychology degrees. The $23,000 debt load is slightly better than state and national medians, but not dramatically so. What's puzzling is the massive earnings surge by year four, which would leapfrog most psychology graduates if it holds true. However, small sample sizes can create misleading patterns—this could reflect a handful of graduates who pursued advanced degrees or landed in unusually high-paying positions rather than the typical experience.

For an anxious parent, this uncertainty is the real issue. You're looking at first-year earnings below what you'd expect to see, with debt that takes nearly a full year's salary to match. The four-year numbers look promising, but with fewer than 30 graduates tracked, you can't bank on that outcome. If your child is considering graduate school anyway (common in psychology), the undergraduate debt matters less—but if they're planning to work immediately after graduation, the early earnings here are weak compared to other New York options.

Where St. Thomas Aquinas College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

St. Thomas Aquinas CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Thomas Aquinas College graduates compare to all programs nationally

St. Thomas Aquinas College graduates earn $28k, placing them in the 24th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Thomas Aquinas College$28,310$53,603$23,0000.81
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas Aquinas College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.