Liberal Arts and Sciences, General Studies and Humanities at St. Thomas University

Florida's liberal arts bachelor's programs produce a wide spectrum of outcomes, and St. Thomas University's estimated position suggests middling prospects. Based on comparable programs statewide, graduates here likely earn around $35,400 in their first year—which tracks with the state median but falls significantly short of what peers at University of Miami ($50,600) or even Barry University ($46,000) typically achieve. The estimated $30,600 in debt hovers above both state and national medians for this major, creating a debt-to-earnings ratio of 0.87 that isn't alarming but isn't competitive either.

The practical challenge: at these income levels, monthly loan payments will consume a meaningful chunk of take-home pay, likely around $350 monthly on a standard repayment plan. That's manageable but tight for someone earning under $3,000 monthly before taxes. The near-universal admission rate means access isn't the barrier here—the question is whether this path delivers sufficient career momentum to justify the cost premium over state schools or programs with stronger placement records.

For parents weighing this investment, the key uncertainty is whether your child's actual outcomes will track closer to these state medians or exceed them through internships, networking, or career services. Without school-specific data, you're betting on potential rather than proven results. If affordability is paramount, compare financial aid packages carefully against state universities where reported earnings data shows clearer returns.