Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Is an associate's degree in business worth roughly $20,000 in debt when peer programs in Ohio suggest first-year earnings around $39,000? That's the question facing families considering Stark State's business program. Based on comparable business programs across Ohio, the estimated debt-to-earnings ratio of 0.53 suggests graduates would owe about half their first-year salary—manageable territory that falls between the typical benchmarks of "comfortable" (below 0.5) and "concerning" (above 1.0). However, that debt load runs significantly higher than the national median of $13,437 for similar programs, meaning Ohio students are borrowing substantially more than their peers elsewhere for roughly equivalent earning potential.
The estimated $39,000 in first-year earnings aligns with the state median and actually exceeds the national benchmark of $36,591, so the salary picture appears reasonable for an associate-level business credential. What matters most is how Stark State's specific outcomes compare to alternatives like James A. Rhodes State College, where actual reported earnings hit $45,000—about 16% higher. Without hard data from Stark State itself, families should investigate whether this program's actual placement rates and employer connections justify choosing it over schools with documented stronger outcomes.
The bottom line: this estimated financial profile suggests a workable investment if the debt projections hold true, but you're making decisions in the dark without actual graduate outcomes from Stark State. Before committing, ask the school directly about job placement rates, typical starting salaries for their graduates, and why their data isn't publicly reported.
Where Stark State College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Ohio
Business/Commerce associates's programs at peer institutions in Ohio (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,670 | $38,871* | — | $20,565* | — | |
| $4,657 | $45,238* | $37,556 | —* | — | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stark State College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in OH. Actual outcomes may vary.