Est. Earnings (1yr)
$37,442
Est. from NY median (19 programs)
Est. Median Debt
$19,212
Est. from NY median (7 programs)

Analysis

Based on comparable Romance Languages programs in New York, graduates typically start around $37,000—right at the state median but above the national benchmark of $34,500. The estimated $19,200 in debt produces a debt-to-earnings ratio of 0.51, meaning graduates would owe roughly half their first-year salary. That's manageable territory, suggesting the debt load could be paid down within a reasonable timeframe if career momentum builds steadily.

The challenge with language and literature degrees isn't usually the debt—it's the earnings ceiling. While elite institutions like Columbia and Colgate push starting salaries above $50,000, most programs cluster in the mid-to-high $30,000s. Cortland's estimated outcomes sit comfortably in this mainstream range, neither dramatically better nor worse than peer programs. For a field where passion often matters more than paycheck, avoiding excessive debt becomes the primary financial concern.

The key question is whether your child has a clear path beyond graduation—teaching certification, translation work, graduate school, or leveraging language skills in business or government. Without that next step, Romance Languages degrees can leave graduates financially adrift despite reasonable debt levels. If there's a concrete plan that uses the degree strategically, these estimated figures suggest Cortland won't saddle them with crushing debt while they build that career.

Where State University of New York at Cortland Stands

Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally

Compare to Similar Programs in New York

Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in New York (75 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
State University of New York at CortlandCortland$8,815$37,442*—$19,212*—
Columbia University in the City of New YorkNew York$69,045$54,327*$52,718$20,250*0.37
Colgate UniversityHamilton$67,024$53,541*$65,215$16,900*0.32
CUNY York CollegeJamaica$7,358$46,882*——*—
Fordham UniversityBronx$61,992$44,073*$52,464$27,000*0.61
Stony Brook UniversityStony Brook$10,560$43,821*$57,201$19,212*0.44
National Median—$34,497*—$22,722*0.66
* Estimated from similar programs

Career Paths

Occupations commonly associated with romance languages, literatures, and linguistics graduates

Foreign Language and Literature Teachers, Postsecondary

Teach languages and literature courses in languages other than English. Includes teachers of American Sign Language (ASL). Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Interpreters and Translators

Interpret oral or sign language, or translate written text from one language into another.

$59,440/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Cortland, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 19 similar programs in NY. Actual outcomes may vary.