History at State University of New York at Oswego

SUNY Oswego's History program starts graduates at just $28,242—well below both the national median ($31,220) and New York's typical outcomes ($30,192)—but the story improves considerably over time. By year four, median earnings reach $37,003, representing 31% growth that pushes graduates closer to competitive territory. While this trajectory beats some peer schools, the initial earning period will likely require financial belt-tightening or family support.

The program's strongest selling point is its remarkably low debt burden of $27,000, landing in the 5th percentile nationally—meaning 95% of History programs saddle students with more debt. Combined with that first-year salary, the debt-to-earnings ratio sits at 0.96, making the loans manageable even during the lean early years. For a liberal arts degree at a public institution serving nearly 40% Pell-eligible students, these debt figures represent genuine accessibility.

Here's the practical reality: your child will probably struggle financially in their early twenties, earning roughly $2,350 monthly before taxes. But they won't be drowning in debt payments, and if that four-year earnings trend continues, they'll reach a more sustainable income level. This works best for students who can live affordably post-graduation (perhaps at home initially) or who plan to pursue graduate school or certification that builds on the History foundation. The degree won't open financial floodgates, but it won't trap your child in unmanageable debt either.