Liberal Arts and Sciences, General Studies and Humanities at State University of New York at Oswego
Bachelor's Degree
oswego.eduAnalysis
When comparable liberal arts programs in New York suggest first-year earnings around $36,000 and debt near $25,000, you're looking at a 0.70 debt-to-earnings ratio—manageable by most standards, but the real question is trajectory. General studies degrees are intentionally broad, which can be either an asset or a liability depending on what your child does with it. The estimated figures here track closely with both state and national benchmarks, suggesting SUNY Oswego likely delivers typical outcomes for this field, though the program's small graduate cohort means we're working without actual data to confirm this.
The gap between this program's estimated $36,000 and top-performing New York liberal arts programs (Molloy at $75,000, Cornell at $46,000) reveals how much outcomes vary in this major. Those higher earners likely benefit from stronger professional networks, specialized coursework, or geographic advantages—factors worth investigating at Oswego specifically. With 39% of students on Pell grants and an 80% admission rate, Oswego serves a broad population, but that doesn't tell you whether their career services effectively channels liberal arts graduates toward employment.
The financial picture isn't alarming based on peer programs, but this degree's value hinges entirely on what comes with it—internships, faculty connections, graduate school preparation. Ask Oswego directly about placement rates and what careers their recent liberal arts graduates actually pursue, because the estimated numbers alone won't distinguish whether this program positions graduates well or leaves them figuring out next steps on their own.
Where State University of New York at Oswego Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in New York
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,769 | $35,817* | — | $24,917* | — | |
| $37,840 | $74,868* | — | $31,000* | 0.41 | |
| — | $52,429* | $53,480 | $11,875* | 0.23 | |
| $22,106 | $46,408* | — | $33,687* | 0.73 | |
| $66,014 | $46,072* | — | —* | — | |
| $66,456 | $45,516* | $48,667 | $24,500* | 0.54 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Oswego, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.