Analysis
Drawing on outcomes from peer agriculture programs across Texas, Stephen F Austin's bachelor's degree appears to track close to the state's middle ground—an estimated $45,000 in first-year earnings against roughly $20,600 in debt. That debt-to-earnings ratio of 0.46 suggests manageable repayment, though it's worth noting that Texas agriculture graduates show considerable spread, with programs like Texas A&M-College Station producing graduates earning $60,000 while others settle closer to $40,000.
The challenge here is uncertainty about where SFA specifically lands on that spectrum. The estimated figures come from state medians because this program's graduate cohort is too small for the Department of Education to publish actual outcomes. Similar programs in Texas typically produce steady, if modest, post-graduation earnings, but the $15,000 gap between the state's top and middle performers matters significantly when you're servicing student loans. Agriculture careers often reward practical experience and internship networks as much as classroom learning, so the real differentiator may be what hands-on opportunities SFA provides in its East Texas setting versus what larger land-grant universities offer.
If your child is set on agriculture and attracted to SFA's environment, the estimated debt load won't create insurmountable financial pressure. But without school-specific outcomes data, you're making this decision somewhat blind—and given that larger Texas programs with proven track records show similar or lower debt with higher earnings, it's reasonable to ask whether those alternatives deserve a closer look first.
Where Stephen F Austin State University Stands
Earnings vs. debt across all agriculture bachelors's programs nationally
Compare to Similar Programs in Texas
Agriculture bachelors's programs at peer institutions in Texas (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,600 | $44,994* | — | $20,600* | — | |
| $13,099 | $59,625* | $56,790 | $18,585* | 0.31 | |
| $11,852 | $54,596* | $42,800 | $27,000* | 0.49 | |
| $9,101 | $45,300* | — | $13,460* | 0.30 | |
| $11,450 | $44,994* | $56,642 | $20,699* | 0.46 | |
| $9,892 | $41,646* | $51,193 | $22,875* | 0.55 | |
| National Median | — | $39,438* | — | $20,625* | 0.52 |
Career Paths
Occupations commonly associated with agriculture graduates
Agricultural Sciences Teachers, Postsecondary
Animal Scientists
Food Scientists and Technologists
Soil and Plant Scientists
Agricultural Technicians
Precision Agriculture Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stephen F Austin State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TX. Actual outcomes may vary.