Median Earnings (1yr)
$29,372
32nd percentile (40th in TX)
Median Debt
$21,500
14% below national median
Debt-to-Earnings
0.73
Manageable
Sample Size
45
Adequate data

Analysis

Stephen F. Austin's biology program starts graduates at below-average earnings—roughly $3,000 under the national median and $1,000 below the Texas state median—but shows something noteworthy in the growth trajectory. By year four, median earnings jump to $48,416, a 65% increase that vaults graduates well past typical biology majors nationwide. This suggests the program may be feeding into career paths that require initial credentialing or training before reaching standard professional salaries.

The $21,500 debt burden sits comfortably below both state and national medians, which matters given that first-year salary. While the debt-to-earnings ratio of 0.73 isn't ideal, it's manageable, and graduates appear to be catching up financially by mid-career. Among Texas's 70 biology programs, this one ranks near the 40th percentile—solidly middle-of-the-pack in a competitive state market. Programs at Southern Methodist or Texas State do place graduates into higher starting salaries, but they likely also carry different price tags.

The real question is whether your student can weather that challenging first year or two financially. If they're planning graduate school, healthcare credentialing, or another path that explains the delayed earnings, this program offers reasonable debt with strong upward momentum. If they need immediate post-graduation income, the initial $29,000 salary deserves careful consideration against living costs and loan payments.

Where Stephen F Austin State University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Stephen F Austin State UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Stephen F Austin State University graduates compare to all programs nationally

Stephen F Austin State University graduates earn $29k, placing them in the 32th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Biology bachelors's programs at peer institutions in Texas (70 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Stephen F Austin State University$29,372$48,416$21,5000.73
Southern Methodist University$39,087$44,885$22,1250.57
University of Mary Hardin-Baylor$36,637—$27,0000.74
University of Houston-Clear Lake$35,591$50,154$19,9530.56
Texas State University$34,516$46,634$24,0000.70
Saint Edward's University$33,597$49,126$26,0000.77
National Median$32,316—$25,0000.77

Other Biology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$39,087$22,125
University of Mary Hardin-Baylor
Belton
$33,150$36,637$27,000
University of Houston-Clear Lake
Houston
$7,746$35,591$19,953
Texas State University
San Marcos
$11,450$34,516$24,000
Saint Edward's University
Austin
$51,384$33,597$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stephen F Austin State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 45 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.