Analysis
Chemistry programs in Texas show significant variation in early-career outcomes, and Stephen F Austin's estimated figures—derived from a dozen similar programs across the state—land squarely at the median. With first-year earnings around $41,800 and debt near $20,800, the debt-to-earnings ratio of 0.50 suggests graduates could realistically manage repayment while building toward chemistry's stronger mid-career prospects. However, the state's top programs are producing earnings 15-20% higher right out of the gate, which raises questions about whether the curriculum, industry connections, or regional job market in Nacogdoches matches what larger Texas universities offer.
The challenge here isn't the debt load—it's actually below both state and national norms—but rather whether these estimated earnings reflect what chemistry graduates from this specific program will actually achieve. The figures come from peer programs, not SFA's own placement data, so you're making an investment based on how similar Texas chemistry programs perform rather than this school's track record. That's particularly important in a field where lab experience, research opportunities, and employer relationships can significantly affect job placement.
For families considering this program, the reasonable debt level provides a cushion if earnings fall short of estimates, but you'll want direct answers from the department about graduate outcomes, internship pipelines, and whether students are landing technical roles or shifting to adjacent fields. Chemistry can open doors to pharmaceuticals, materials science, and research, but only if the program delivers the connections to walk through them.
Where Stephen F Austin State University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,600 | $41,799* | — | $20,791* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stephen F Austin State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.