Analysis
The debt load here deserves immediate attention. Based on comparable accounting programs at similar Kansas institutions, Sterling graduates likely carry around $33,500 in student loans—roughly $8,500 more than the typical accounting graduate in Kansas and well above the national median of $25,000. That's a significant premium when first-year earnings from peer programs in the state hover around $54,000, putting the debt-to-earnings ratio at 0.62, considerably higher than what families should target for comfortable loan repayment.
Kansas accounting programs show Sterling would face stiff in-state competition. The state's larger public universities—Kansas State, Wichita State, and Fort Hays—all report first-year earnings in the $56,000-$60,000 range with typically lower debt loads. Even if Sterling's actual outcomes match peer program estimates, the financial equation looks challenging: you're likely borrowing more while earning comparably to state averages, not breaking ahead of them.
For parents evaluating this option, the math suggests exploring Kansas's public accounting programs first, where lower tuition typically translates to substantially less debt. If Sterling offers something distinctive—perhaps smaller class sizes or specific career connections that justify the cost—families need concrete evidence that it delivers outcomes worth that $8,500+ debt premium. Without actual graduate data from Sterling itself, that case is hard to make on numbers alone.
Where Sterling College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Kansas
Accounting bachelors's programs at peer institutions in Kansas (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,200 | $53,842* | — | $33,552* | — | |
| $10,942 | $60,155* | $68,922 | $24,250* | 0.40 | |
| $9,322 | $59,448* | $63,799 | $22,250* | 0.37 | |
| $34,800 | $58,320* | $68,559 | $20,500* | 0.35 | |
| $5,633 | $56,503* | $44,024 | $26,000* | 0.46 | |
| $9,578 | $55,197* | $58,768 | $20,853* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sterling College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in KS. Actual outcomes may vary.