Analysis
Physics programs across Florida show considerable variation, with top performers like UCF producing graduates earning over $55,000 in their first year. Based on comparable bachelor's programs nationally, Stetson's physics graduates likely earn around $47,670—below both the Florida median of $51,000 and what peers at larger state universities report. That estimated $8,000 gap versus UCF matters when you're carrying debt, though the estimated $23,120 burden here sits reasonably close to national norms for physics degrees.
The debt-to-earnings ratio of 0.49 suggests manageable repayment, with estimated annual debt payments consuming less than half a first-year salary. However, Stetson's smaller program size (which triggers the data suppression) means fewer alumni networks and potentially less robust career placement infrastructure than you'd find at Florida's research universities. Physics is a field where graduate school often follows the bachelor's—and where your undergraduate institution's reputation and research opportunities can significantly influence those next steps.
For a family weighing this investment, the core question is whether Stetson's small classes and liberal arts environment justify potentially lower earnings compared to Florida's public universities. The estimated figures suggest solid but not exceptional financial outcomes—reasonable for a private college physics degree, but worth comparing carefully against state schools that may offer both lower costs and stronger placement records.
Where Stetson University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Florida
Physics bachelors's programs at peer institutions in Florida (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,220 | $47,670* | — | $23,120* | — | |
| $6,368 | $55,826* | — | $18,138* | 0.32 | |
| $6,410 | $46,094* | $72,524 | $22,750* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stetson University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.