Analysis
A philosophy degree typically doesn't command high starting salaries, and similar programs in Massachusetts suggest first-year earnings around $40,000—roughly on par with the state median but well above the $31,652 national benchmark. At an estimated $23,000 in debt, the debt-to-earnings ratio of 0.57 looks manageable compared to many liberal arts degrees. However, these figures come from comparable philosophy programs rather than Stonehill's actual outcomes, so there's inherent uncertainty in projecting your child's specific experience.
The estimated debt load appears reasonable for a private Catholic college, though it's worth noting that only 15% of Stonehill students receive Pell grants, suggesting a relatively affluent student body that may rely less on loans than these estimates indicate. Philosophy graduates often pursue law school, graduate programs, or careers in education and nonprofits—paths where first-year earnings don't tell the full story. If your child is genuinely passionate about philosophical study and you're comfortable with the private school price tag, peer program data suggests the financial burden shouldn't be crushing, though you won't know Stonehill's specific track record until more graduates enter the workforce.
The practical question is whether this investment makes sense without firmer data. If your child plans to leverage the degree toward graduate school or a specific career path, the debt burden appears survivable. If they're exploring philosophy without a clear post-graduation plan, you're essentially betting on peer program outcomes that may or may not reflect what Stonehill delivers.
Where Stonehill College Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $54,500 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stonehill College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.