Business/Commerce at Strayer University-Maryland
Associate's Degree
Analysis
Strayer's business program commands a steep premium—$32,810 in debt versus a Maryland median of just $11,294 for associate business degrees—and the earnings don't justify it. While graduates earn $44,154 in their first year (60th percentile in Maryland), that's only modestly better than Hagerstown Community College grads who earn $41,970 with likely far less debt. At community colleges across Maryland, students typically finish with under $12,000 in loans for comparable or even superior career outcomes.
The debt burden here is the real concern. At 74% of first-year earnings, students will spend years digging out from under these loans—money that won't be available for buying a home, building emergency savings, or investing. Consider that your child could attend a Maryland community college, earn essentially the same degree with similar job prospects, and graduate with a third of the debt. Even the modest 8% earnings growth over four years doesn't change this fundamental math.
For a family qualifying for Pell grants (60% of students here do), this debt level is particularly risky. Unless your child has exhausted community college options or has specific circumstances requiring Strayer's schedule flexibility, Maryland's public two-year colleges offer better value for an associate business degree. The higher sticker price doesn't translate to meaningfully better career outcomes in this field.
Where Strayer University-Maryland Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Strayer University-Maryland graduates compare to all programs nationally
Strayer University-Maryland graduates earn $44k, placing them in the 95th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Strayer University-Maryland | $44,154 | $47,516 | $32,810 | 0.74 |
| Hagerstown Community College | $41,970 | $44,478 | $12,750 | 0.30 |
| Community College of Baltimore County | $36,801 | $44,670 | $17,499 | 0.48 |
| Frederick Community College | $33,619 | $42,863 | $7,062 | 0.21 |
| Montgomery College | $29,449 | $51,009 | $9,250 | 0.31 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Hagerstown Community College Hagerstown | $4,320 | $41,970 | $12,750 |
| Community College of Baltimore County Baltimore | $4,380 | $36,801 | $17,499 |
| Frederick Community College Frederick | $3,772 | $33,619 | $7,062 |
| Montgomery College Rockville | $5,394 | $29,449 | $9,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Strayer University-Maryland, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 101 graduates with reported earnings and 171 graduates with debt data. Small samples may not be representative.