Median Earnings (1yr)
$44,154
95th percentile (60th in MD)
Median Debt
$32,810
144% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
101
Adequate data

Analysis

Strayer's business program commands a steep premium—$32,810 in debt versus a Maryland median of just $11,294 for associate business degrees—and the earnings don't justify it. While graduates earn $44,154 in their first year (60th percentile in Maryland), that's only modestly better than Hagerstown Community College grads who earn $41,970 with likely far less debt. At community colleges across Maryland, students typically finish with under $12,000 in loans for comparable or even superior career outcomes.

The debt burden here is the real concern. At 74% of first-year earnings, students will spend years digging out from under these loans—money that won't be available for buying a home, building emergency savings, or investing. Consider that your child could attend a Maryland community college, earn essentially the same degree with similar job prospects, and graduate with a third of the debt. Even the modest 8% earnings growth over four years doesn't change this fundamental math.

For a family qualifying for Pell grants (60% of students here do), this debt level is particularly risky. Unless your child has exhausted community college options or has specific circumstances requiring Strayer's schedule flexibility, Maryland's public two-year colleges offer better value for an associate business degree. The higher sticker price doesn't translate to meaningfully better career outcomes in this field.

Where Strayer University-Maryland Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Strayer University-MarylandOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Strayer University-Maryland graduates compare to all programs nationally

Strayer University-Maryland graduates earn $44k, placing them in the 95th percentile of all business/commerce associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Strayer University-Maryland$44,154$47,516$32,8100.74
Hagerstown Community College$41,970$44,478$12,7500.30
Community College of Baltimore County$36,801$44,670$17,4990.48
Frederick Community College$33,619$42,863$7,0620.21
Montgomery College$29,449$51,009$9,2500.31
National Median$36,591—$13,4370.37

Other Business/Commerce Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Hagerstown Community College
Hagerstown
$4,320$41,970$12,750
Community College of Baltimore County
Baltimore
$4,380$36,801$17,499
Frederick Community College
Frederick
$3,772$33,619$7,062
Montgomery College
Rockville
$5,394$29,449$9,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Strayer University-Maryland, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 101 graduates with reported earnings and 171 graduates with debt data. Small samples may not be representative.