Median Earnings (1yr)
$29,449
20th percentile
25th percentile in Maryland
Median Debt
$9,250
31% below national median

Analysis

Montgomery College's business associate's degree shows a concerning start but dramatic improvement over time, though you should be cautious about the small sample size here. First-year earnings of $29,449 fall well below both Maryland's median ($36,801) and the national benchmark ($36,591), placing this program in just the 25th percentile statewide. Among Maryland's 17 business programs, several community colleges—including Hagerstown and Baltimore County—deliver significantly stronger initial outcomes.

The compelling part is the trajectory: earnings jump 73% by year four to $51,009, ultimately surpassing state and national medians. The debt load of $9,250 is manageable enough that the initial earnings struggle doesn't create a financial crisis. However, this pattern raises questions about why graduates start so far behind peers. Are students taking longer to find relevant work? Does the program prepare them for entry-level positions that others secure more quickly?

With fewer than 30 graduates in this data, these numbers could swing dramatically year to year. If your child is considering Montgomery College for cost reasons—and given that low debt load, that's sensible—understand they may face a slower launch than peers at other Maryland community colleges. The eventual earnings catch-up is encouraging, but that first year or two could be financially tight.

Where Montgomery College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Earnings Distribution

How Montgomery College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Montgomery College$29,449$51,009+73%
Strayer University-Maryland$44,154$47,516+8%
Community College of Baltimore County$36,801$44,670+21%
Hagerstown Community College$41,970$44,478+6%
Frederick Community College$33,619$42,863+27%

Compare to Similar Programs in Maryland

Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montgomery CollegeRockville$5,394$29,449$51,009$9,2500.31
Strayer University-MarylandSuitland$13,920$44,154$47,516$32,8100.74
Hagerstown Community CollegeHagerstown$4,320$41,970$44,478$12,7500.30
Community College of Baltimore CountyBaltimore$4,380$36,801$44,670$17,4990.48
Frederick Community CollegeFrederick$3,772$33,619$42,863$7,0620.21
National Median—$36,591—$13,4370.37

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montgomery College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.