Analysis
Montgomery College's business associate's degree shows a concerning start but dramatic improvement over time, though you should be cautious about the small sample size here. First-year earnings of $29,449 fall well below both Maryland's median ($36,801) and the national benchmark ($36,591), placing this program in just the 25th percentile statewide. Among Maryland's 17 business programs, several community colleges—including Hagerstown and Baltimore County—deliver significantly stronger initial outcomes.
The compelling part is the trajectory: earnings jump 73% by year four to $51,009, ultimately surpassing state and national medians. The debt load of $9,250 is manageable enough that the initial earnings struggle doesn't create a financial crisis. However, this pattern raises questions about why graduates start so far behind peers. Are students taking longer to find relevant work? Does the program prepare them for entry-level positions that others secure more quickly?
With fewer than 30 graduates in this data, these numbers could swing dramatically year to year. If your child is considering Montgomery College for cost reasons—and given that low debt load, that's sensible—understand they may face a slower launch than peers at other Maryland community colleges. The eventual earnings catch-up is encouraging, but that first year or two could be financially tight.
Where Montgomery College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Distribution
How Montgomery College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Montgomery College | $29,449 | $51,009 | +73% |
| Strayer University-Maryland | $44,154 | $47,516 | +8% |
| Community College of Baltimore County | $36,801 | $44,670 | +21% |
| Hagerstown Community College | $41,970 | $44,478 | +6% |
| Frederick Community College | $33,619 | $42,863 | +27% |
Compare to Similar Programs in Maryland
Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,394 | $29,449 | $51,009 | $9,250 | 0.31 | |
| $13,920 | $44,154 | $47,516 | $32,810 | 0.74 | |
| $4,320 | $41,970 | $44,478 | $12,750 | 0.30 | |
| $4,380 | $36,801 | $44,670 | $17,499 | 0.48 | |
| $3,772 | $33,619 | $42,863 | $7,062 | 0.21 | |
| National Median | — | $36,591 | — | $13,437 | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montgomery College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.