Median Earnings (1yr)
$55,431
81st percentile (80th in TN)
Median Debt
$56,517
117% above national median
Debt-to-Earnings
1.02
Elevated
Sample Size
2487
Adequate data

Analysis

Strayer University-Tennessee's business program delivers strong earnings outcomes but comes with a significant debt burden that requires careful consideration. Graduates earn a median of $55,431 in their first year, ranking in the 80th percentile among Tennessee business programs and well above both the national median ($47,506) and Tennessee median ($40,100). At $59,763 by year four, earnings nearly match top-tier Christian Brothers University while substantially outpacing most in-state alternatives.

However, the program's main concern is its debt load. At $56,517 median debt, graduates carry more than double the national average ($26,000) and nearly twice the Tennessee average ($28,987). This creates a debt-to-earnings ratio of 1.02, meaning students graduate owing roughly their entire first year's salary. While the high earnings help offset this burden compared to typical high-debt programs, it still represents a substantial financial commitment that will impact post-graduation cash flow for several years.

The program serves a predominantly Pell-eligible student population (86%), suggesting it successfully helps lower-income students access well-paying careers. For families comfortable with the debt level, the strong earnings trajectory makes this a viable path to middle-class stability. However, students with access to lower-cost alternatives like Middle Tennessee State University should weigh whether the earnings premium justifies the additional $27,000+ in debt.

Where Strayer University-Tennessee Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Strayer University-TennesseeOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Strayer University-Tennessee graduates compare to all programs nationally

Strayer University-Tennessee graduates earn $55k, placing them in the 81th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Strayer University-Tennessee$55,431$59,763$56,5171.02
Christian Brothers University$57,670$49,1250.85
Middle Tennessee State University$40,100$24,4500.61
Belmont University$39,325$55,388$24,0000.61
Austin Peay State University$35,699$46,376$28,9870.81
National Median$47,506$26,0000.55

Other Business/Commerce Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Christian Brothers University
Memphis
$37,300$57,670$49,125
Middle Tennessee State University
Murfreesboro
$9,506$40,100$24,450
Belmont University
Nashville
$41,320$39,325$24,000
Austin Peay State University
Clarksville
$8,675$35,699$28,987

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Strayer University-Tennessee, approximately 86% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 2487 graduates with reported earnings and 3815 graduates with debt data. Small samples may not be representative.