Business/Commerce at Strayer University-Tennessee
Bachelor's Degree
Analysis
Strayer University-Tennessee's business program delivers strong earnings outcomes but comes with a significant debt burden that requires careful consideration. Graduates earn a median of $55,431 in their first year, ranking in the 80th percentile among Tennessee business programs and well above both the national median ($47,506) and Tennessee median ($40,100). At $59,763 by year four, earnings nearly match top-tier Christian Brothers University while substantially outpacing most in-state alternatives.
However, the program's main concern is its debt load. At $56,517 median debt, graduates carry more than double the national average ($26,000) and nearly twice the Tennessee average ($28,987). This creates a debt-to-earnings ratio of 1.02, meaning students graduate owing roughly their entire first year's salary. While the high earnings help offset this burden compared to typical high-debt programs, it still represents a substantial financial commitment that will impact post-graduation cash flow for several years.
The program serves a predominantly Pell-eligible student population (86%), suggesting it successfully helps lower-income students access well-paying careers. For families comfortable with the debt level, the strong earnings trajectory makes this a viable path to middle-class stability. However, students with access to lower-cost alternatives like Middle Tennessee State University should weigh whether the earnings premium justifies the additional $27,000+ in debt.
Where Strayer University-Tennessee Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Strayer University-Tennessee graduates compare to all programs nationally
Strayer University-Tennessee graduates earn $55k, placing them in the 81th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Strayer University-Tennessee | $55,431 | $59,763 | $56,517 | 1.02 |
| Christian Brothers University | $57,670 | — | $49,125 | 0.85 |
| Middle Tennessee State University | $40,100 | — | $24,450 | 0.61 |
| Belmont University | $39,325 | $55,388 | $24,000 | 0.61 |
| Austin Peay State University | $35,699 | $46,376 | $28,987 | 0.81 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Christian Brothers University Memphis | $37,300 | $57,670 | $49,125 |
| Middle Tennessee State University Murfreesboro | $9,506 | $40,100 | $24,450 |
| Belmont University Nashville | $41,320 | $39,325 | $24,000 |
| Austin Peay State University Clarksville | $8,675 | $35,699 | $28,987 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Strayer University-Tennessee, approximately 86% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 2487 graduates with reported earnings and 3815 graduates with debt data. Small samples may not be representative.