Median Earnings (1yr)
$39,325
15th percentile (40th in TN)
Median Debt
$24,000
8% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
23
Limited data

Analysis

Belmont's business program starts graduates at $39,325—below the national median but close to Tennessee's typical outcomes for this degree. That 15th percentile national ranking looks concerning at first glance, but context matters: this program sits right at the 40th percentile within Tennessee, where business graduates generally earn less than the national average. The small sample size (under 30 graduates) adds uncertainty to these figures, though the trajectory shows promise.

The real story here is the earnings growth: graduates see a 41% jump to $55,388 by year four, moving them above Tennessee's median and approaching the national 75th percentile. With $24,000 in debt (below both state and national averages), the debt burden is manageable—graduates owe about seven months of their first-year salary. Compare this to Christian Brothers University graduates who start $18,000 higher but likely carry more debt, or Middle Tennessee State grads who earn virtually the same amount.

For families weighing Belmont's 96% admission rate against its outcomes, this program offers accessible entry and solid mid-career positioning. The first-year earnings lag won't thrill anyone, but the growth curve and reasonable debt load suggest graduates find their footing relatively quickly. Just remember these numbers come from a small cohort, so your child's experience could vary more than usual.

Where Belmont University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Belmont UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Belmont University graduates compare to all programs nationally

Belmont University graduates earn $39k, placing them in the 15th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Belmont University$39,325$55,388$24,0000.61
Christian Brothers University$57,670—$49,1250.85
Strayer University-Tennessee$55,431$59,763$56,5171.02
Middle Tennessee State University$40,100—$24,4500.61
Austin Peay State University$35,699$46,376$28,9870.81
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Christian Brothers University
Memphis
$37,300$57,670$49,125
Strayer University-Tennessee
Memphis
$13,920$55,431$56,517
Middle Tennessee State University
Murfreesboro
$9,506$40,100$24,450
Austin Peay State University
Clarksville
$8,675$35,699$28,987

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.